346 River Rd N, Wappingers Falls, NY 12590 Property Records

Dutchess County and Wappinger Town property record for 346 River Rd N, Wappingers Falls, NY 12590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1984
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Aug 2019)
Tax Bill	$6,960 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`135689-6056-02-653993-0000`

Property Details

APN / Parcel Number

Primary APN	`135689-6056-02-653993-0000`
Alternative APNs	`568900605600026539930000` `135689 6.56-2-653.993` `19653993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	499 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	19653993
Street Address	346 RIVER RD N
City	WAPPINGERS FALLS
State	NY
Zip	12590-5496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1.58 AC (S) 1678 0636 1678 0638
Legal Subdivision	RIVERDALE
Legal Block	2
Legal Lot Number	653
Jurisdiction	DUTCHESS NY
Township / Civil Division	WAPPINGER
Census Block Group	2
Census Block	2002
Census Tract	190301

Owner

Source: Dutchess County and Wappinger Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 RIVER RD N, WAPPINGERS FALLS, NY 12590-5496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Aug 14, 2019	Deed, Transfer
Aug 14, 2019	Warranty Deed, Transfer NORTH RIVER ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	20195270
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	346 RIVER RD N, WAPPINGERS FALLS, NY 12590-5496
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000769
Date	Apr 23, 2024
Instrument	769

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	346 RIVER RD N, WAPPINGERS FALLS, NY 12590-5496
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000716
Date	Apr 13, 2023
Instrument	716

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 14, 2019
Property Address	346 RIVER RD N, WAPPINGERS FALLS, NY 12590-5496
Document Number	0000005270
Instrument Date	Aug 13, 2019
Instrument	2019-5270
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 RIVER RD N, WAPPINGERS FALLS, NY 12590-5496

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 14, 2019
Property Address	346 RIVER RD N, WAPPINGERS FALLS, NY 12590-5496
Document Number	0000005269
Instrument Date	Aug 13, 2018
Instrument	5269
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NORTH RIVER ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$1,052.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dutchess County and Wappinger Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Wappinger Town
Unified School District	Wappingers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,960.00 (+8.46%)	$445,500 (+14.76%) Land $142,400 Building $303,100	$445,500 (+14.76%) Land $142,400 Building $303,100
2023		$388,200 (+10.5%) Land $129,500 Building $258,700	$388,200 (+10.5%) Land $129,500 Building $258,700
2022		$351,300 Land $117,700 Building $233,600	$351,300 Land $117,700 Building $233,600
2020	$6,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

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