346 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 346 River Rd, Eliot, ME 03903

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,120 sqft · built 1999
Lot Size3.4 acres (148,104 sqft)
OwnerIndividual Name on Record
Last Sale$368,800 (Aug 2017)
Tax Bill$6,812 (2025)
Deeds & MortgagesMar 2022 Refinance
May 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNELIO M:25 B:12 L:1

Property Details

APN / Parcel Number

Primary APNELIO M:25 B:12 L:1
Alternative APN
  • 1063

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
Gross Area3,936 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area148,104 sqft (3.4 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1063
Street Address346 RIVER RD
CityELIOT
StateME
Zip03903-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal SubdivisionROUSSEAU & JENKINS RIVER ROAD
Legal Block12
Legal Lot Number1
JurisdictionELIOT ME
Township / Civil DivisionELIOT
Census Block Group2
Census Block2013
Census Tract37000

Owner

Source: York County and Eliot Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address346 RIVER RD, ELIOT, ME 03903-1357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ZILLOW HOME LOANS LLC
May 7, 2019Deed of Trust, Mortgage · Line of Credit
HOLY ROSARY CU
Aug 31, 2017Quit Claim Deed, Transfer
KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Prior SaleFeb 4, 2007 · Amount on Record
Deed Document Number201736882
Deed Book / Page17550 / 618
Transfer Doc0175500618
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELIOT ME
Property Address346 RIVER RD, ELIOT, ME 03903-1357
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189850493
DateMar 25, 2022
Book Page18985/493
Instrument2022013487
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELIOT ME
Property Address346 RIVER RD, ELIOT, ME 03903-1357
Document Number0179460793
Instrument DateMay 7, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 RIVER RD ELIOT ME 039031357, ELIOT, ME 03903-1357

Mortgage

Document Number0179460793
DateMay 10, 2019
Book Page017946/000793
Instrument16535
Lender
NameHOLY ROSARY CU
TypeCredit Union
AddressROCHESTER, NH 03867
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 9, 2044
Interest
Rate TypeAdjustable Rate

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELIOT ME
Recording DateAug 31, 2017
Property Address346 RIVER RD, ELIOT, ME 03903-1357
Document Number0175500618
Book / Page17550 / 0618
Instrument2017036882
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017036883
DateAug 31, 2017
Instrument2017036883
Lender
NameKENNEBUNK SVGS BANK
Agreement
AmountAmount Recorded
Term361 Months
DueAug 31, 2047

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionEliot Town
Unified School DistrictSchool Administrative District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,812.00 (+34.94%)$605,500 (+42.14%) Land $205,200 Building $400,300
2024$5,048.00 (+4.8%)$426,000 (+8.34%) Land $145,000 Building $281,000
2023$4,817.00 (+4.79%)$393,200 (+3.5%) Land $139,300 Building $253,900$442,225
2022$4,597.00$379,900 Land $139,300 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1991–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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