346 Ridge Rd, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 346 Ridge Rd, Schenevus, NY 12155

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,808 sqft · built 1890
Lot Size	62 acres (2,700,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2019)
Tax Bill	$6,002 (2025)
Deeds & Mortgages	Nov 2019 Sale Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363600 247.00-1-13.01`

Property Details

APN / Parcel Number

Primary APN	`363600 247.00-1-13.01`
Alternative APNs	`360024700000010130000000` `027815`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	904 sqft
2nd Floor Area	904 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,700,720 sqft (62 acres)
Lot Width	738 ft Width

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	027815
Street Address	346 RIDGE RD
City	SCHENEVUS
State	NY
Zip	12155-1804
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	C5
Legal Description	977 0 0
Legal Block	1
Legal Lot Number	13.001
Jurisdiction	OTSEGO NY
Township / Civil Division	MARYLAND
Census Block Group	1
Census Block	1067
Census Tract	590701

Owner

Source: Otsego County and Maryland Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 RIDGE RD, SCHENEVUS, NY 12155-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 12, 2019	Deed of Trust, Mortgage · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20192543
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 15, 2019
Property Address	346 RIDGE RD, SCHENEVUS, NY 12155-1804
Document Number	0000005419
Instrument Date	Nov 5, 2019
Instrument	5419
Transaction Type	Transfer
Record Updated	Apr 22, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 LIBERTYVILLE RD NEW PALTZ NY 125613715, NEW PALTZ, NY 12561-3715

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	346 RIDGE RD, SCHENEVUS, NY 12155-1804
Document Number	0000002544
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 COUNTY HIGHWAY 46 MOUNT VISION NY 138101112, MOUNT VISION, NY 13810-1112

Mortgage

Document Number	0000002544
Date	Jun 12, 2019
Instrument	2544

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,002.00	$197,100 (-) Land $75,000 Building $122,100	$278,115 (+18.53%) Land $105,828 Building $172,287
2023		$197,100 Land $75,000 Building $122,100	$234,643 Land $89,286 Building $145,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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