Elmore County property record for 346 Ridge Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,277 sqft · built 1962 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Dec 2018) |
| Tax Bill | $1,427 (2026) |
| Deeds & Mortgages | Nov 2024 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-11-0-001-128.000 |
| Primary APN | 06-01-11-0-001-128.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 1,277 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,768 sqft (0.89 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 374 sqft |
| Patio Area | 374 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 346 RIDGE RD |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-0023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L-186 LITTLE KOWALIGA CREEK ADD PLAT #3 PB 10 PG 18D |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 11 |
| Legal Subdivision | LITTLE KOWALIGA CREEK ADD |
| Legal Lot Number | L-186 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 30300 |
346 Ridge Rd is owned by an individual who bought it in December 2018.
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2510 FERNWAY DR, MONTGOMERY, AL 36111-1726 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2024 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Dec 27, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Deed Book / Page | 2018 / 60957 |
| Prior Transfer Date | Dec 10, 2018 |
| Prior Transfer Doc | 2018/60957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 346 RIDGE RD, ECLECTIC, AL 36024-0023 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024/60293 |
|---|---|
| Date | Nov 25, 2024 |
| Book Page | 2024/60293 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 346 RIDGE RD, ECLECTIC, AL 36024-0023 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/25687 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 2020/25687 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, AL 36106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Dec 27, 2018 |
| Property Address | 346 RIDGE RD, ECLECTIC, AL 36024-0023 |
| Document Number | 2018/60957 |
| Book / Page | 2018 / 60957 |
| Map Reference | PL 10 PG 18 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 15 SPICEWOOD LN, WILTON, CT 06897-4113 |
| Name | Verified Name |
|---|---|
| Address | 2510 FERNWAY DR, MONTGOMERY, AL 36111-1726 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 346 Ridge Rd was $1,427, up 6.7% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,427.00 (+6.73%) | ||
| 2025 | $1,337.00 (+6.7%) | $51,500 (+6.98%) | $588,640 (+22.27%) Land $302,330 Building $286,310 |
| 2024 | $1,253.00 | $48,140 (-5%) | $481,440 (-) Land $302,330 Building $179,110 |
| 2023 | $1,253.00 (+17.76%) | $96,288 (+18.76%) Land $60,466 Building $35,822 | $481,440 (+18.76%) Land $302,330 Building $179,110 |
| 2022 | $1,064.00 | $81,080 Land $58,704 Building $22,376 | $405,400 Land $293,520 Building $111,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Ridge Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
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