Stephens County property record for 346 Richardson St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1994 |
| Lot Size | 5.4 acres (235,660 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Oct 2021) |
| Tax Bill | $301 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 032A 148 |
| Primary APN | 032A 148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 235,660 sqft (5.4 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 171 sqft |
| Patio Area | 186 sqft |
| Canopy | 360 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 457123 |
|---|---|
| Street Address | 346 RICHARDSON ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RICHARDSON ST {COUNTY RD 244} |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 346 RICHARDSON ST, TOCCOA, GA 30577-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2006 · Amount on Record |
| Deed Document Number | 0001271233 |
| Deed Book / Page | 1271 / 233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 14, 2021 |
| Property Address | 346 RICHARDSON ST, TOCCOA, GA 30577-5926 |
| Document Number | 0012710233 |
| Book / Page | 1271 / 233 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021-001459 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 RICHARDSON ST, TOCCOA, GA 30577-5926 |
| Document Number | 0012710000000235 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 0000001271/0000000235 |
| Name | NORTH GEORGIA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2026 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $301.00 (+81.33%) Homeowner's exemption Senior Citizen's exemption | $55,328 (+36.63%) Land $5,302 Building $50,026 | $138,321 (+36.63%) Land $13,255 Building $125,066 |
| 2023 | $166.00 (-85.5%) Homeowner's exemption | $40,494 (+5.27%) Land $5,302 Building $35,192 | $101,235 (+5.27%) Land $13,255 Building $87,980 |
| 2022 | $1,145.00 Homeowner's exemption | $38,466 Land $5,302 Building $33,164 | $96,165 Land $13,255 Building $82,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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