Scott County property record for 346 Payne St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 924 sqft |
| Lot Size | 0.109 acres (4,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Aug 2021) |
| Tax Bill | $1,246 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-40-167.000 |
| Primary APN | 166-40-167.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 924 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 4,763 sqft (0.109 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 346 PAYNE ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | WEST PLAT |
| Legal Lot Number | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 40101 |
346 Payne St is owned and occupied by an individual who bought it in August 2021.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 PAYNE ST, GEORGETOWN, KY 40324-1881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Mar 29, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Mar 29, 2021 · Amount on File |
| Deed Document Number | 2021441569 |
| Deed Book / Page | 427 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 31, 2021 |
| Property Address | 346 PAYNE ST, GEORGETOWN, KY 40324-1881 |
| Document Number | D427/131 |
| Book / Page | D427 / 131 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 441569 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 CAMELOT DR, 104, WINCHESTER, KY 40391-2382 |
| Name | Verified Name |
|---|---|
| Address | 346 PAYNE ST, GEORGETOWN, KY 40324-1881 |
| Document Number | 441570 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 441570 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 29, 2021 |
| Property Address | 346 PAYNE ST, GEORGETOWN, KY 40324-1881 |
| Document Number | D422/678 |
| Book / Page | D422 / 678 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 431469 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $67.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1176, LEXINGTON, KY 40588-1176 |
| Name | Verified Name |
|---|---|
| Address | 104 CAMELOT DR, WINCHESTER, KY 40391-2382 |
The 2025 property tax bill for 346 Payne St was $1,246.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (-) | $140,000 (-) | |
| 2025 | $1,246.00 | $140,000 | $140,000 |
| 2023 | $1,269.00 (+4.53%) | $140,000 (-) Land $17,500 Building $122,500 | $140,000 (-) Land $17,500 Building $122,500 |
| 2022 | $1,214.00 | $140,000 Land $12,500 Building $127,500 | $140,000 Land $12,500 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Payne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Payne St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures