346 Patsy Cv, Ripley, TN 38063 Property Records

Lauderdale County property record for 346 Patsy Cv, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,020 sqft · built 1975
Lot Size	0.353 acres (15,390 sqft)
Owner	Individual Name on Record
Tax Bill	$1,055 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`049094D F 00400`

Property Details

APN / Parcel Number

Primary APN	`049094D F 00400`
Alternative APN	`094D F 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	1,574 sqft
Basement Area	510 sqft
Finished Basement	510 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1992
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,390 sqft (0.353 acres)
Lot Dimensions	162 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	510 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	160 sqft
Patio Area	288 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 PATSY CV
City	RIPLEY
State	TN
Zip	38063-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DISTRICT: 02, COUNTY AREA: R81
Legal Subdivision	KIRKPATRICK SUBDIVISION
Legal Lot Number	67
Jurisdiction	LAUDERDALE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	50504

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 PATSY CV, RIPLEY, TN 38063-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Commercial Mortgage BANKTENNESSEE
Aug 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 10, 2010
Last Transfer Date	Aug 10, 2020
Transfer Doc	0000192659
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Aug 10, 2022
Property Address	346 PATSY CV, RIPLEY, TN 38063-1624
Document Number	000778/239
Book / Page	778 / 239
Map Reference	CAB 1 SL 36
Instrument Date	Aug 9, 2022
Instrument	200304
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 PATSY CV, RIPLEY, TN 38063-1624

Mortgage

Document Number	0000200305
Date	Aug 10, 2022
Instrument	200305

Lender

Name	BANKTENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 9, 2025

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Aug 10, 2020
Property Address	346 PATSY CV, RIPLEY, TN 38063-1624
Document Number	0000192659
Book / Page	000743 / 000071
Instrument Date	Aug 10, 2020
Instrument	192659
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 HANNA DR RIPLEY TN 380632089, RIPLEY, TN 38063-2089

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Ripley City
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,055.00 (+1.54%)	$41,550 (-) Land $2,800 Building $38,750
2023		$41,550 Land $2,800 Building $38,750
2022	$1,039.00
2021			$166,200 Land $11,200 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER SYSTEM serves 8,030 people · EPA ID TN0000580
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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