346 Olive St, Bakersfield, CA 93304 Property Records

Kern County property record for 346 Olive St, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,069 sqft · built 1952
Lot Size	0.146 acres (6,370 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2020)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-031-04-00-4`

Property Details

APN / Parcel Number

Primary APN	`008-031-04-00-4`
Alternative APNs	`008-031-04-9` `0080310400` `00803104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,069 sqft Living Area
Gross Area	1,597 sqft
1st Floor Area	1,069 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,370 sqft (0.146 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	008031049
Street Address	346 OLIVE ST
City	BAKERSFIELD
State	CA
Zip	93304-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	TRACT 1618 , BLOCK , LOT 4
Legal Subdivision	TRACT NO 1618
Legal Tract	1618
Legal Block	3
Legal Lot Number	4
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3008
Census Tract	1901

Owner

346 Olive St is owned and occupied by an individual who bought it in July 2020.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	346 OLIVE ST, BAKERSFIELD, CA 93304-1741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
Jul 27, 2020	Grant Deed, Transfer · FHA Mortgage THE MORTGAGE HOUSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	202098591
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	0000108046
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Jul 2, 2026
Property Address	346 OLIVE ST, BAKERSFIELD, CA 93304-1741
Document Number	0000075767
Instrument Date	May 14, 2026
Instrument	202675767
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 OLIVE ST, BAKERSFIELD, CA 93304-1741

Mortgage

Document Number	0000075767,
Date	Jul 2, 2026
Instrument	202675767

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 27, 2020
Property Address	346 OLIVE ST, BAKERSFIELD, CA 93304-1741
Document Number	0000098591
Map Reference	MB 7 PG 188
Instrument Date	Jun 23, 2020
Instrument	220098591
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 OLIVE ST, BAKERSFIELD, CA 93304-1741

Mortgage

Document Number	0000098592
Date	Jul 27, 2020
Instrument	220098592

Lender

Name	THE MORTGAGE HOUSE
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000098593
Date	Jul 27, 2020
Instrument	220098593

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 346 Olive St was $3,060.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,252 (+2%) Land $33,121 Building $171,131
2025	$3,060.00	$200,248 Land $32,472 Building $167,776
2023	$2,953.00 (+2.32%)	$192,474 Land $31,212 Building $161,262
2022	$2,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 346 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 346 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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