Schoharie County and Cobleskill Town property record for 346 Myers Rd, Howes Cave, NY 12092
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,262 sqft · built 2000 |
| Lot Size | 28.7 acres (1,250,172 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,597 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-2-16.116 |
| Primary APN | 432689 57.-2-16.116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 2,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,250,172 sqft (28.7 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 102 sqft |
| Patio Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J201004 |
|---|---|
| Street Address | 346 MYERS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Block | 2 |
| Legal Lot Number | 16.116 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 740200 |
346 Myers Rd, a rural home, is owned and occupied by two individuals.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 346 MYERS RD, HOWES CAVE, NY 12092-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 346 Myers Rd was $8,597 with a homeowner's exemption, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,597.00 (+6.06%) Homeowner's exemption | ||
| 2025 | $8,106.00 | $179,400 Land $24,000 Building $155,400 | $366,122 Land $48,980 Building $317,142 |
| 2023 | $179,400 Land $24,000 Building $155,400 | $314,737 Land $42,105 Building $272,632 | |
| 2020 | $7,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Myers Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Myers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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