Ashe County property record for 346 Mountain Shadow Rd, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,324 sqft · built 1976 |
| Lot Size | 0.993 acres (43,255 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (May 2025) |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09259-014-028 |
| Primary APN | 09259-014-028 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 2,324 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Lot Area | 43,255 sqft (0.993 acres) |
| Cooling System | Central |
|---|
| Account Number | 96781 |
|---|---|
| Street Address | 346 MOUNTAIN SHADOW RD |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 (.993 A) FROM BURGESS-BADGER-PARKER OFF RT |
| Legal Subdivision | MOUNTAIN SHADOW SUBDIVISION |
| Legal Lot Number | 28 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970502 |
Source: Ashe County records · APN 09259-014-028
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 346 MOUNTAIN SHADOW RD, JEFFERSON, NC 28640-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jun 14, 2018 | Deed of Trust, Mortgage SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Deed Document Number | 20252312 |
| Deed Book / Page | 573 / 1935 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 346 MOUNTAIN SHADOW RD, JEFFERSON, NC 28640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00477/0823 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 0477/0823 |
| Instrument | 00112 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 346 MOUNTAIN SHADOW RD, JEFFERSON, NC 28640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000491/0000002127 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 0000000491/0000002127 |
| Instrument | 000000002603 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 (+6.39%) | $202,100 (-) Land $15,000 Building $187,100 | $202,100 (-) Land $15,000 Building $187,100 |
| 2023 | $955.00 (+13.96%) | $202,100 (+58.14%) Land $15,000 Building $187,100 | $202,100 (+58.14%) Land $15,000 Building $187,100 |
| 2022 | $838.00 | $127,800 Land $15,000 Building $112,800 | $127,800 Land $15,000 Building $112,800 |
Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099705021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2024) |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 11 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
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