Erie County and West Seneca Town property record for 346 Mill Rd, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1956 |
| Lot Size | 0.256 acres (11,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,000 (Jun 2020) |
| Tax Bill | $4,674 (2026) |
| Deeds & Mortgages | Jan 2026 Refinance Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-186-514 |
| Primary APN | 29-186-514 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 11,136 sqft (0.256 acres) |
| Lot Dimensions | 192 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29-186-514 |
|---|---|
| Street Address | 346 MILL RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | MC-1866 PT SL-24 MILLWOOD ACRES S/D 58 X 192.00 (FL-181) |
| Legal Subdivision | EBENEZER LAND |
| Legal Block | 5 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 17301 |
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Dec 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 25, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 2020102678 |
| Deed Book / Page | 11362 / 658 |
| Prior Transfer Date | Nov 30, 1999 |
| Prior Transfer Doc | 0000000612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Document Number | 0114557085 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 11455/7085 |
| Instrument | 2026004847 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Rate | 5.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Document Number | 0141841233 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 14184/1233 |
| Instrument | 2025226486 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Document Number | 0141230306 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 14123/306 |
| Instrument | 2024058690 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Document Number | 0114300565 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 11430/565 |
| Instrument | 2024059556 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 346 MILL RD, WEST SENECA, NY 14224-3520 |
| Document Number | 0140503231 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 14050/3231 |
| Instrument | 2022083574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 25, 2020 |
| Property Address | 346 MILL RD, BUFFALO, NY 14224-3520 |
| Document Number | 0113620658 |
| Book / Page | 011362 / 000658 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | EASTERN ABSTRACT/NY INC, EASTERN ABS/NY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5278 SOUTHWESTERN BLVD #701 HAMBURG NY 140758106, 701, HAMBURG, NY 14075-8106 |
| Document Number | 139446294 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 013944/006294 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,674.00 (+94.26%) | ||
| 2025 | $2,406.00 (-47.29%) | $47,300 (-) Land $8,700 Building $38,600 | $197,100 (+4.18%) Land $36,253 Building $160,847 |
| 2024 | $4,565.00 (+21.67%) | $47,300 (-) Land $8,700 Building $38,600 | $189,200 (+4%) Land $34,800 Building $154,400 |
| 2023 | $47,300 Land $8,700 Building $38,600 | $181,923 Land $33,462 Building $148,461 | |
| 2019 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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