346 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 346 Main St, Reading, MA 01867

Property Summary

Property Type	Office Building
Details	1 ba · 3,090 sqft · built 1900
Lot Size	0.235 acres (10,215 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,982 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:017.0-0000-0007.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:017.0-0000-0007.0`
Alternative APNs	`M:017.0=0000=0007.0` `430000000180` `430000000`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	3,090 sqft Total Area
Gross Area	3,630 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,215 sqft (0.235 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	430000000180
Street Address	346 MAIN ST
City	READING
State	MA
Zip	01867
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	BUSA
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1023
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	348 MAIN ST, READING, MA 01867-3618
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage RTN FCU
Feb 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage RTN FCU
Mar 30, 2018	Deed of Trust, Mortgage READING COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	346 MAIN ST, READING, MA 01867
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68930-131
Date	Feb 23, 2017
Book Page	68930/131
Instrument	28703

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	346 MAIN ST, READING, MA 01867
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68930-168
Date	Feb 23, 2017
Book Page	68930/168
Instrument	28706

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	346 MAIN ST, READING, MA 01867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70802-511
Date	Mar 30, 2018
Book Page	70802/511
Instrument	42652

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,982.00 (+0.89%)	$795,400 (+1.86%) Land $455,700 Building $335,600
2025	$9,894.00 (+1.84%)	$780,900 (+3.86%) Land $447,300 Building $333,600
2024	$9,715.00 (-2.19%)	$751,900 (-) Land $430,600 Building $321,300
2023	$9,933.00	$751,900 Land $430,600 Building $321,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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