Pontotoc County property record for 346 Main St, Ecru, MS 38841
| Property Type | Office Building |
|---|---|
| Details | 2,930 sqft · built 1961 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099C-31-000-041 |
| Primary APN | 099C-31-000-041 |
|---|---|
| Alternative APN |
|
| Building Area | 2,930 sqft Total Area |
|---|---|
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Tar & Gravel |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10698 |
|---|---|
| Street Address | 346 MAIN ST |
| City | ECRU |
| State | MS |
| Zip | 38841-9119 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | LOT NW1/4 278-150 20113847 10/20/11 489 5677 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 96, ECRU, MS 38841-0096 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 17, 2017 | Deed of Trust, Mortgage BANK OF COMMERCE |
| Jul 6, 2018 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Oct 5, 2020 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| May 17, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 |
| Deed Sale | May 17, 2017 |
| Deed Document Number | 2017002041 |
| Deed Book / Page | 215 / 541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 346 MAIN ST, ECRU, MS 38841-9119 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017002042 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017002042 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 346 MAIN ST, ECRU, MS 38841-9119 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, ECRU, MS 38841-0096 |
| Document Number | 2018002530 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 2018002530 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 5, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 346 MAIN ST, ECRU, MS 38841-9119 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020003726 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020003726 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 5, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | May 17, 2017 |
| Property Address | 346 MAIN ST, ECRU, MS 38841-9119 |
| Document Number | 000215/541 |
| Book / Page | 215 / 541 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017002041 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 MAIN ST, ECRU, MS 38841-9119 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Ecru Town |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,266.00 | $21,097 (-) | $140,642 (-) Land $7,550 Building $133,092 |
| 2023 | $3,266.00 | $21,097 | $140,642 Land $7,550 Building $133,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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