Jefferson County property record for 346 Lone Oak Rd, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1978 |
| Lot Size | 3.32 acres (144,619 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Feb 2016) |
| Tax Bill | $2,635 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7-0008.0018 |
| Primary APN | 02-7-0008.0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 3,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 144,619 sqft (3.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 346 LONE OAK RD |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK A PT LT #7 (3.32) LONE OAK |
| Legal Subdivision | LONE OAK FARM |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 972402 |
346 Lone Oak Rd is owned and occupied by an individual who bought it in February 2016.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 LONE OAK RD, RANSON, WV 25438-5612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2016 · Amount on File |
| Deed Sale | Feb 22, 2016 · Amount on File |
| Deed Document Number | 20162546 |
| Deed Book / Page | 1168 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 346 LONE OAK RD, RANSON, WV 25438-5612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011810 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 2200/720 |
| Instrument | 201800011810 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 346 Lone Oak Rd was $2,635, up 3.2% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,635.00 (+3.17%) | $228,500 (+3.96%) Land $106,900 Building $121,600 | $380,833 (+3.97%) Land $178,167 Building $202,667 |
| 2025 | $2,554.00 | $219,800 Land $98,200 Building $121,600 | $366,300 Land $163,700 Building $202,600 |
| 2023 | $2,456.00 | $210,300 Land $98,200 Building $112,100 | $350,500 Land $163,700 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Lone Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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