Aiken County property record for 346 Lake Murray Dr, North Augusta, SC 29841
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-20-06-005 |
| Primary APN | 022-20-06-005 |
|---|---|
| Alternative APNs |
|
| Account Number | R2025024834 |
|---|---|
| Street Address | 346 LAKE MURRAY DR |
| City | NORTH AUGUSTA |
| State | SC |
| Zip | 29841-8685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 02015 HUMMINGBIRD LAKE |
| Legal Subdivision | HUMMINGBIRD LAKE |
| Legal Lot Number | 02015 |
| Jurisdiction | AIKEN SC |
| Township / Civil Division | NORTH AUGUSTA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20601 |
346 Lake Murray Dr is owned and occupied by two individuals who acquired it in February 2024.
Source: Aiken County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 346 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Jun 12, 2023 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA |
| Feb 12, 2024 | Deed, Subdivision Related Transfer · VA Mortgage AMERIS BANK |
| Feb 7, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2024 |
| Deed Sale | Feb 12, 2024 |
| Prior Sale | Feb 12, 2024 · Amount on File |
| Deed Document Number | 20243014 |
| Deed Book / Page | 5139 / 795 |
| Prior Transfer Date | Jan 30, 2024 |
| Prior Transfer Doc | 05139/0795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AIKEN SC |
| Recording Date | Apr 14, 2026 |
| Property Address | 346 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Document Number | 0000009424 |
| Book / Page | 5312 / 2319 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20269424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 346 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Document Number | 0000009424, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5312/2319 |
| Instrument | 20269424 |
| Name | AMERIS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AIKEN SC |
| Property Address | 346 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 112 WALNUT LN, NORTH AUGUSTA, SC 29860-9206 |
| Investor | Possibly a Property Investor |
| Document Number | 05095/0077 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 5095/77 |
| Instrument | 2023012566 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Sep 5, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | AIKEN SC |
| Recording Date | Feb 12, 2024 |
| Property Address | 346 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Document Number | 05139/0779 |
| Book / Page | 5139 / 779 |
| Map Reference | MB 30 PG 33 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024003012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 346 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Document Number | 2024003013 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024003013 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AIKEN SC |
| Recording Date | Feb 7, 2020 |
| Property Address | 350 LAKE MURRAY DR, NORTH AUGUSTA, SC 29841-8685 |
| Document Number | 4826/1555 |
| Book / Page | 004826 / 001555 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2982 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 112 WALNUT LN NORTH AUGUSTA SC 298609206, NORTH AUGUSTA, SC 29860-9206 |
The 2025 property tax bill for 346 Lake Murray Dr was $1,861.
Source: Aiken County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Aiken County |
| Unified School District | Aiken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,861.00 | $18,940 | $473,620 Land $94,000 Building $379,620 |
| 2023 | $633.00 | $2,700 Land $2,700 | $45,000 Land $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Lake Murray Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Lake Murray Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREEZY HILL W/D serves 21,197 people · EPA ID SC0220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber | 1,000 / 600 |
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