346 Joya St, Oxnard, CA 93030 Property Records

Ventura County property record for 346 Joya St, Oxnard, CA 93030 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4.5 Baths
Year Built	Built 2003
Square Footage	2,960 sqft Living Area
Lot Size	4,500 sqft (0.103 acres)
Occupancy	Owner Occupied
Last Sale	$456,500 (2003)
Tax Bill	$8,762.00 (2025)

Owner

Source: Ventura County records · APN 215-0-261-055

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	346 JOYA ST, OXNARD, CA 93030-0172
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2003 · Amount on Record
Deed Sale	Nov 14, 2003 · Amount on Record
Deed Doc Number	2003434815
Last Transfer Date	Aug 29, 2016
Transfer Doc	0000126776
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	346 JOYA ST, OXNARD, CA 93030-0172
Document Number	0000144439
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	346 JOYA ST OXNARD CA 930300172, OXNARD, CA 93030-0172

Mortgage

Document Number	0000144439
Date	Nov 20, 2019
Instrument	144439

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2024

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$661,763 (+2%) Land $330,884 Building $330,879
2025	$8,762.00 (+3.02%) Homeowner's exemption	$648,788 (+4.04%) Land $324,396 Building $324,392
2024	$8,505.00 (+11.76%)
2023	$7,610.00 (+1.21%) Homeowner's exemption	$623,596 Land $311,799 Building $311,797
2022	$7,519.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`215-0-261-055`
Alternative APN	`2150030040`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,960 sqft Living Area
1st Floor	1,369 sqft 1st Floor
2nd Floor	1,591 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces
Garage Area	426 sqft Garage

Location & Zoning

Street Address	346 JOYA ST
City	OXNARD
State	CA
Zip	93030-0172
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT: 527600 LOT: 137 REF: 146MR 42
Legal Subdivision	146M42 46
Legal Tract	527600
Legal Block	261
Legal Lot Number	137
Jurisdiction	VENTURA CA
Minor Civil Division	OXNARD
Census Blockgroup	2
Census Block	2004
Census Tract	3101