346 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 346 High St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,854 sqft · built 1900
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Sep 2024)
Tax Bill	$4,179 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3-0015-48`

Property Details

APN / Parcel Number

Primary APN	`3-0015-48`
Alternative APNs	`CUMB M:004 B:0191 L:000` `1-0026-66` `8978-52`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	3,373 sqft
1st Floor Area	1,111 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0026-66
Street Address	346 HIGH ST
City	CUMBERLAND
State	RI
Zip	02864-7916
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	110
Legal Block	191
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5013
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jun 29, 2023	Warranty Deed, Transfer · Commercial Mortgage BLUEMAX LLC
Apr 19, 2023	Foreclosure
Nov 1, 2022	Redemption Deed, Transfer
Nov 16, 2022	Redemption Deed, Transfer
Aug 6, 2021	Public Action, Foreclosure
Nov 7, 2017	Warranty Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	2024145866
Deed Book / Page	1986 / 892
Prior Transfer Date	Mar 28, 2023
Prior Transfer Doc	001953-800
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 24, 2024
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	001986-892
Book / Page	1986 / 892
Instrument Date	Sep 24, 2024
Instrument	145866
Transaction Type	Transfer
Record Updated	Oct 10, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	346 HIGH ST, CUMBERLAND, RI 02864-7916

Mortgage

Document Number	0000145867
Date	Sep 24, 2024
Instrument	145867

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001986-911
Date	Sep 24, 2024
Book Page	1986/911
Instrument	145868

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2039

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 29, 2023
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	001958-866
Book / Page	1958 / 866
Instrument Date	Jun 28, 2023
Instrument	139426
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 WASHINGTON AVE # 1, 1, PROVIDENCE, RI 02903

Mortgage

Document Number	0000139427
Date	Jun 29, 2023
Instrument	139427

Lender

Name	BLUEMAX LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001958-886
Date	Jun 29, 2023
Book Page	1958/886
Instrument	139428

Lender

Name	SOUTH SHORE FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 19, 2023
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	001953-800
Book / Page	1953 / 800
Instrument Date	Mar 28, 2023
Instrument	138338
Transaction Type	Foreclosure
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 S ANITA DR STE 400, 400, ORANGE, CA 92868-3314

November 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 1, 2022
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	001944-544
Book / Page	1944 / 544
Instrument Date	Oct 25, 2022
Instrument	136086
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 HIGH ST, CUMBERLAND, RI 02864-7916

November 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 16, 2022
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	001945-280
Book / Page	1945 / 280
Instrument Date	Jan 1, 2022
Instrument	136264
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 HIGH ST, CUMBERLAND, RI 02864-7916

August 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 6, 2021
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	001899-937
Book / Page	1899 / 937
Instrument Date	Jul 30, 2021
Instrument	126428
Transaction Type	Foreclosure
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 7, 2017
Property Address	346 HIGH ST, CUMBERLAND, RI 02864-7916
Document Number	1758-224
Book / Page	001758 / 000224
Instrument Date	Nov 7, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 HIGH ST CUMBERLAND RI 028647916, CUMBERLAND, RI 02864-7916

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,179.00 (+12.55%)	$417,500 (+37.97%) Land $172,700 Building $244,800	$501,686
2025	$3,713.00 (+5.6%)	$302,600 (-) Land $87,700 Building $214,900
2023	$3,516.00 (+31.78%)	$302,600 (+7%) Land $87,700 Building $214,900
2022	$2,668.00	$178,000 Land $64,300 Building $113,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures