Bergen County and Closter Borough property record for 346 High St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,520 sqft · built 1900 |
| Lot Size | 0.239 acres (10,402 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,091 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01316-0000-00001 |
| Primary APN | 07-01316-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,402 sqft (0.239 acres) |
| Lot Dimensions | 104 ft deep x 100 ft wide |
| Account Number | 044010 |
|---|---|
| Street Address | 346 HIGH ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | L2 100X104 2LT |
| Legal Block | 1316 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 HIGH ST, CLOSTER, NJ 07624-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 8, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2000 |
| Deed Sale | Oct 20, 2000 |
| Prior Sale | Oct 20, 2000 |
| Deed Book / Page | 10502 / 706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 346 HIGH ST, CLOSTER, NJ 07624-2014 |
| Document Number | 0025151630 |
| Instrument Date | Dec 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 346 HIGH ST CLOSTER NJ 076242014, CLOSTER, NJ 07624-2014 |
| Document Number | 0025151630 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 002515/001630 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 346 HIGH ST, CLOSTER, NJ 07624-2014 |
| Document Number | 0025300014 |
| Instrument Date | Dec 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 346 HIGH ST CLOSTER NJ 076242014, CLOSTER, NJ 07624-2014 |
| Document Number | 0025300014 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 002530/000014 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,700 (+16.57%) Land $424,400 Building $143,300 | $567,700 (+16.57%) Land $424,400 Building $143,300 | |
| 2025 | $10,091.00 (+3.14%) | $487,000 (+12.71%) Land $363,900 Building $123,100 | $487,000 (+12.71%) Land $363,900 Building $123,100 |
| 2024 | $9,784.00 (+8.23%) | ||
| 2023 | $432,100 Land $318,300 Building $113,800 | $432,100 Land $318,300 Building $113,800 | |
| 2022 | $9,040.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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