Lorain County property record for 346 Georgia Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,948 sqft · built 1967 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,500 (Aug 2014) |
| Tax Bill | $3,575 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-109-043 |
| Primary APN | 06-25-003-109-043 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,429 sqft |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 832 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 40 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 346 GEORGIA AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIV HTS 3 REV 70 X 140 |
| Legal Subdivision | UNIV HTS 3 |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 250 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71100 |
Source: Lorain County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 GEORGIA AVE, ELYRIA, OH 44035-7132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on Record |
| Deed Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 2014516812 |
| Prior Transfer Date | Mar 26, 2003 |
| Prior Transfer Doc | 0000902833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 28, 2026 |
| Property Address | 346 GEORGIA AVE, ELYRIA, OH 44035-7132 |
| Document Number | 0000097600 |
| Instrument Date | May 19, 2026 |
| Instrument | 202697600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 346 GEORGIA AVE, ELYRIA, OH 44035-7132 |
| Document Number | 0000097600, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202697600 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 346 GEORGIA AVE, ELYRIA, OH 44035-7132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 346 GEORGIA AVE, ELYRIA, OH 44035-7132 |
| Document Number | 0000937263 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-0937263 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2043 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,575.00 Homeowner's exemption | $75,920 (%) Land $13,760 Building $62,160 | $216,920 (-) Land $39,310 Building $177,610 |
| 2024 | $3,575.00 (+9.13%) | $75,922 (+26.26%) Land $13,759 Building $62,164 | $216,920 (+26.26%) Land $39,310 Building $177,610 |
| 2023 | $3,276.00 (+0.37%) | $60,130 (-) Land $11,998 Building $48,132 | $171,800 (-) Land $34,280 Building $137,520 |
| 2022 | $3,264.00 | $60,130 Land $12,000 Building $48,130 | |
| 2021 | $171,800 Land $34,280 Building $137,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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