346 Flat Bush Dr, Guyton, GA 31312 Property Records

Effingham County property record for 346 Flat Bush Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,719 sqft · built 2003
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2015)
Tax Bill	$520 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0273C-156-000`

Property Details

APN / Parcel Number

Primary APN	`0273C-156-000`
Alternative APNs	`0033A156000` `0273C156` `1833`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,719 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	38,768 sqft (0.89 acres)
Garage Area	660 sqft
Porch	Slab
Porch Area	154 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1833
Street Address	346 FLAT BUSH DR
City	GUYTON
State	GA
Zip	31312-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.89AC LOT 156 OUT 33-15B
Legal Subdivision	HONEY RIDGE
Legal Block	2B
Legal Lot Number	156
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	30207

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Aug 22, 2024	Deed of Trust, Mortgage · VA Mortgage CLEAR2MORTGAGE
Nov 7, 2023	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Oct 27, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Apr 6, 2004 · Amount on Record
Deed Document Number	20151775
Deed Book / Page	2302 / 541
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002786/0000000122
Date	May 26, 2022
Book Page	0000002786/0000000122
Instrument	005337

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526

Mortgage

Document Number	0000002927/0000000259
Date	Aug 22, 2024
Book Page	0000002927/0000000259

Lender

Name	CLEAR2MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526

Mortgage

Document Number	0000002880/0000000308
Date	Nov 7, 2023
Book Page	0000002880/0000000308
Instrument	D2023009116

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526

Mortgage

Document Number	0000002816/0000000130
Date	Oct 27, 2022
Book Page	0000002816/0000000130
Instrument	010669

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 FLAT BUSH DR, GUYTON, GA 31312-4526

Mortgage

Document Number	0000002689/0000000871
Date	May 17, 2021
Book Page	0000002689/0000000871
Instrument	005972

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,786 (-5.14%) Land $32,000 Building $115,786	$369,465 (-5.14%) Land $80,000 Building $289,465
2025	$520.00 (+12.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$155,787 (+10.6%) Land $32,000 Building $123,787	$389,468 (+10.6%) Land $80,000 Building $309,468
2024	$464.00 (+16.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$140,857 (+22.83%) Land $30,000 Building $110,857	$352,142 (+22.82%) Land $75,000 Building $277,142
2023	$397.00 (-84.53%) Homeowner's exemption	$114,681 (+26.55%) Land $26,000 Building $88,681	$286,703 (+26.55%) Land $65,000 Building $221,703
2022	$2,567.00 Homeowner's exemption	$90,623 Land $18,000 Building $72,623	$226,558 Land $45,000 Building $181,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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