346 Five Points Dr, Franklin, NC 28734 Property Records

Macon County property record for 346 Five Points Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,906 sqft · built 2005
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,500 (May 2007)
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Sep 2020 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6596463649`

Property Details

APN / Parcel Number

Primary APN	`6596463649`
Alternative APNs	`0243093` `147698`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,906 sqft Heated Area
1st Floor Area	2,406 sqft
Upper Floors Area	500 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	2,406 sqft
Finished Basement	2,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,306,800 sqft (30 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	625 sqft
Deck Area	326 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	147698
Street Address	346 FIVE POINTS DR
City	FRANKLIN
State	NC
Zip	28734-6230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SANDERSTOWN OFF RD 1335
Legal Subdivision	RD 1335
Legal Tract	1
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	2
Census Block	2070
Census Tract	970100

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 FIVE POINTS DR, FRANKLIN, NC 28734-6230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Intrafamily Transfer, Transfer
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2007 · Amount on Record
Deed Sale	May 10, 2007 · Amount on Record
Deed Document Number	20072370
Deed Book / Page	31 / 1409
Last Transfer Date	Sep 18, 2020
Transfer Doc	F40/47
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 18, 2020
Property Address	346 FIVE POINTS DR, FRANKLIN, NC 28734-6230
Document Number	F40/47
Book / Page	F-40 / 47
Instrument Date	Sep 18, 2020
Instrument	2020006795
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 FIVE POINTS DR, FRANKLIN, NC 28734-6230

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	346 FIVE POINTS DR, FRANKLIN, NC 28734-6230
Transaction Type	Mortgage
Record Updated	May 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	W39/469
Date	Apr 22, 2020
Book Page	W-39/469
Instrument	2020002585

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	346 FIVE POINTS DR, FRANKLIN, NC 28734-6230
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T38/0817
Date	Aug 16, 2018
Book Page	T-38/0817
Instrument	2018005596

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,860 (+4.27%) Land $218,080 Building $730,780	$948,860 (+4.27%) Land $218,080 Building $730,780
2025	$2,713.00 (+5.73%)	$909,960 (+0.02%) Land $218,080 Building $691,880	$909,960 (+0.02%) Land $218,080 Building $691,880
2023	$2,566.00	$909,760 Land $218,080 Building $691,680	$909,760 Land $218,080 Building $691,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2009–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Dec 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL · Fiber in parts of the area	115 / 7

May also be available: Optimum, Skyrunner.

Cell Coverage

5G (outdoors only) and 4G LTE

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