Ottawa County property record for 346 E Main St, Oak Harbor, OH 43449 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,459 sqft · built 1953 |
| Lot Size | 0.207 acres (9,034 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043626-5 |
| Primary APN | 043626-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Gross Area | 3,072 sqft |
| 1st Floor Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,034 sqft (0.207 acres) |
| Lot Dimensions | 139 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 172 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043626-5 |
|---|---|
| Street Address | 346 E MAIN ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 MINNIE FINKE 1 |
| Legal Subdivision | MINNIE FINKES SECOND ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50700 |
Source: Ottawa County records · APN 043626-5
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 E MAIN ST, OAK HARBOR, OH 43449-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 02, 2011 |
| Transfer Doc | 0000211931 |
| Record Updated | Jun 08, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Dec 09, 2021 |
| Property Address | 346 E MAIN ST, OAK HARBOR, OH 43449-1420 |
| Document Number | 0000313373 |
| Book / Page | 1875 / 725 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 2021-313373 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 346 E MAIN ST, OAK HARBOR, OH 43449-1420 |
| Document Number | 0001875727 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 1875/727 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 (-0.87%) | $46,957 (+1.86%) Land $10,700 Building $36,257 | |
| 2024 | $2,074.00 (+6.96%) | $46,099 (+21.93%) Land $10,700 Building $35,399 | $134,160 (+24.2%) Land $30,570 Building $103,590 |
| 2023 | $1,939.00 (+3.08%) | $37,807 (-) Land $8,918 Building $28,889 | |
| 2022 | $1,881.00 | $37,807 Land $8,918 Building $28,889 | |
| 2021 | $108,020 Land $25,480 Building $82,540 |
Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Omni Fiber | Fiber | 10,000 / 10,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Amplex Electric | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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