346 E Fulton St, Paxton, IL 60957 Property Records

Ford County property record for 346 E Fulton St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1953
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Aug 2026)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-158-005`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-158-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	768 sqft

Location & Zoning

Street Address	346 E FULTON ST
City	PAXTON
State	IL
Zip	60957-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & E 25' LOT 8 BLK 1 MERCHANTS ADD. 75 X 160
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	MERCHANTS ADD
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4048
Census Tract	961800

Owner

346 E Fulton St is owned and occupied by an individual who bought it in August 2026.

Source: Ford County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	346 E FULTON ST, PAXTON, IL 60957-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jun 9, 2020 · Amount on File
Deed Document Number	2026288809
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Aug 28, 2026
Property Address	346 E FULTON ST, PAXTON, IL 60957-1714
Document Number	0000288809
Instrument Date	Aug 20, 2026
Instrument	2026288809
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,058.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E FULTON ST, PAXTON, IL 60957-1714

Mortgage

Document Number	0000288809,
Date	Aug 28, 2026
Instrument	2026288809

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 9, 2020
Property Address	346 E FULTON ST, PAXTON, IL 60957-1714
Document Number	0000273433
Instrument Date	Jun 4, 2020
Instrument	273433
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W CURTIS RD, SAVOY, IL 61874-9116

Mortgage

Document Number	0000273434
Date	Jun 9, 2020
Instrument	273434

Lender

Name	FREDERICK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 346 E Fulton St was $3,687 with a homeowner's exemption, up 9.2% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00 (+9.21%) Homeowner's exemption	$48,970 (+17.43%) Land $5,280 Building $43,690	$146,910 (+17.43%) Land $15,840 Building $131,070
2024	$3,376.00	$41,700 Land $4,500 Building $37,200	$125,100 Land $13,500 Building $111,600
2022	$3,082.00	$36,900 Land $3,980 Building $32,920	$110,700 Land $11,940 Building $98,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 346 E Fulton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 346 E Fulton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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