346 E 1st St, Imlay City, MI 48444 Property Records

Lapeer County property record for 346 E 1st St, Imlay City, MI 48444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,550 sqft · built 1960
Lot Size	0.359 acres (15,638 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2025)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I19-98-601-000-00`

Property Details

APN / Parcel Number

Primary APN	`I19-98-601-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	198 ft deep x 79 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	346 E 1ST ST
City	IMLAY CITY
State	MI
Zip	48444-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 960
Legal Description	CITY OF IMLAY CITY RI ENGLES SUBDIVISION LOT 26
Legal Subdivision	CITY OF IMLAY CITY RI ENGLES S
Legal Lot Number	26
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY CITY
Census Block Group	3
Census Block	3004
Census Tract	339500

Owner

346 E 1st St is owned and occupied by an individual who bought it in July 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	6531 CARLTON DR, IMLAY CITY, MI 48444-8925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Oct 18, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Oct 18, 2018 · Amount on File
Deed Book / Page	3467 / 270
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0029150884
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	346 E 1ST ST, IMLAY CITY, MI 48444-1312
Document Number	0030900740
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	346 E 1ST ST IMLAY CITY MI 484441312, IMLAY CITY, MI 48444-1312

Mortgage

Document Number	0030900740
Date	Apr 7, 2020
Book Page	003090/000740

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 18, 2018
Property Address	346 E 1ST ST, IMLAY CITY, MI 48444-1312
Document Number	0029900551
Book / Page	2990 / 551
Instrument Date	Oct 15, 2018
Instrument	2621
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 WINSLOW RD, IMLAY CITY, MI 48444-9641
Investor	Possibly a Property Investor

Mortgage

Document Number	0029900553
Date	Oct 18, 2018
Book Page	2990/553

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2047

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 6, 2017
Property Address	346 E 1ST ST, IMLAY CITY, MI 48444-1312
Document Number	0029150878
Book / Page	002915 / 000878
Instrument Date	Aug 16, 2017
Transaction Type	Foreclosure
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$382.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4067 COMMERCE DR FLUSHING MI 484332311, FLUSHING, MI 48433-2311
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 6, 2017
Property Address	346 E 1ST ST, IMLAY CITY, MI 48444-1312
Document Number	0029150884
Book / Page	002915 / 000884
Instrument Date	Aug 16, 2017
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4067 COMMERCE DR FLUSHING MI 484332311, FLUSHING, MI 48433-2311
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 346 E 1st St was $3,440 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Imlay City
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,400 (+6.81%)	$272,800 (+6.81%)
2025	$3,440.00 Homeowner's exemption	$127,700	$255,400
2023		$97,600	$195,200
2022	$3,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 E 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2009)
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMLAY CITY serves 3,579 people · EPA ID MI0003340
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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