346 E 13th St, Covington, KY 41011 Property Records

Kenton County property record for 346 E 13th St, Covington, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,068 sqft Finished Area
Lot Size2,225 sqft (0.051 acres)
OccupancyOwner Occupied
Last Sale$105,000 (2021)
Tax Bill$1,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-42-04-020.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,068 sqft Finished Area
Gross Area1,248 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Exterior MaterialStone Exterior
Foundation TypeStone Foundation
Roof MaterialMetal Roof
Lot Area2,225 sqft (0.051 acres)
Depth X Width89 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0544204020.00
Street Address346 E 13TH ST
CityCOVINGTON
StateKY
Zip41011-3504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionADAMS & WHEELER PT LOTS 117-118 25'X 89'
Legal SubdivisionADAMS & WHEELER
Legal Lot Number117,11 118
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1010
Census Tract67100

Owner

Source: Kenton County records · APN 054-42-04-020.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address346 E 13TH ST, COVINGTON, KY 41011-3504
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleNov 13, 1998 · Amount on Record
Deed Doc Number0000130750
Deed Book / Page130 / 750
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 12, 2021
Property Address346 E 13TH ST, COVINGTON, KY 41011-3504
Document Number0005900180
Book / Page130 / 750
Map ReferencePL 3
Instrument DateNov 04, 2021
Instrument21111205900180
Transaction TypeTransfer
Record UpdatedOct 07, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2816 LATUMN CARY, COVINGTON, KY 41015

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number0005900181
DateNov 12, 2021
Instrument21111205900181
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Mortgage

Document Number0005900182
DateNov 12, 2021
Book Page300/809
Instrument21111205900182
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,364.00 (-0.51%)$103,000 (-) Land $5,000 Building $98,000$103,000 (-) Land $5,000 Building $98,000
2023$1,371.00$103,000 Land $5,000 Building $98,000$103,000 Land $5,000 Building $98,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Helentown Historic District
listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 13th St

Nearby Streets

Search Property Records by Address or Parcel Number