Hernando County property record for 346 Cressida Cir, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,929 sqft · built 2000 |
| Lot Size | 0.514 acres (22,403 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Nov 2022) |
| Tax Bill | $5,543 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R33-223-18-2605-0000-0380 |
| Primary APN | R33-223-18-2605-0000-0380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 1,929 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,403 sqft (0.514 acres) |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 448 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,929 sqft |
| Deck Area | 80 sqft |
| Patio Area | 832 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01161771 |
|---|---|
| Street Address | 346 CRESSIDA CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON WOODS LOT 38 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 33 |
| Legal Subdivision | HUNTINGTON WOODS |
| Legal Lot Number | 38 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40913 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 CRESSIDA CIR, SPRING HILL, FL 34609-9321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Sep 9, 2022 | Warranty Deed, Construction Loan · Construction Mortgage ELS HOLDINGS LLC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Sep 9, 2022 · Amount on Record |
| Deed Document Number | 202283591 |
| Deed Book / Page | 4242 / 1422 |
| Prior Transfer Date | Sep 28, 2011 |
| Prior Transfer Doc | 0028520230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 346 CRESSIDA CIR, SPRING HILL, FL 34609-9321 |
| Document Number | 0042421422 |
| Book / Page | 4242 / 1422 |
| Map Reference | MB 23 PG 3&4 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022083591 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4640 PEACEFUL VALLEY CT, CLERMONT, FL 34711-8910 |
| Name | Verified Name |
|---|---|
| Address | 346 CRESSIDA CIR, SPRING HILL, FL 34609-9321 |
| Document Number | 0042421424 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 4242/1424 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 346 CRESSIDA CIR, SPRING HILL, FL 34609-9321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 346 CRESSLDA CIR, SPRING HILL, FL 34609-9321 |
| Document Number | 0041560999 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 4156/999 |
| Instrument | 2022028712 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 9, 2022 |
| Property Address | 346 CRESSIDA CIR, SPRING HILL, FL 34609-9321 |
| Document Number | 0042180743 |
| Book / Page | 4218 / 743 |
| Map Reference | MB 23 PG 3&4 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022067894 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 14, 2022 |
| Title Company | METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13088 ZARBIS DR, 13088, SPRING HILL, FL 34609-9090 |
| Name | Verified Name |
|---|---|
| Address | 4640 PEACEFUL VALLEY CT, CLERMONT, FL 34711-8910 |
| Document Number | 0004218745 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 4218/745 |
| Name | ELS HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 346 CRESSIDA CIR, SPRING HILL, FL 34609-9321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038021279 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 3802/1279 |
| Instrument | 2020007178 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,543.00 (+15.77%) | $376,077 (+5.99%) | $406,036 (-2.13%) Land $49,287 Building $356,749 |
| 2023 | $354,833 Land $17,742 Building $337,091 | ||
| 2022 | $4,788.00 | $414,877 Land $49,287 Building $365,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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