346 Cook Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 346 Cook Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1906
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (May 2024)
Tax Bill	$3,156 (2024)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-23-0062`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-23-0062`
Alternative APNs	`8460117` `8474744`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	958 sqft
Family Room	Family Room

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8474744
Street Address	346 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55130-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENDRICKSONS ADDITION LOT 16
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	HENDRICKSONS ADDITION
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3020
Census Tract	30900

Owner

Source: Ramsey County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 COOK AVE E, SAINT PAUL, MN 55130-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20245024203
Transfer Doc	0000230683
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 6, 2024
Property Address	346 COOK AVE E, SAINT PAUL, MN 55130-3826
Document Number	0A05024203
Instrument Date	May 3, 2024
Instrument	A05024203
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FLA TITLE SERVICES INC, FSA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 COOK AVE E, SAINT PAUL, MN 55130-3826

Mortgage

Document Number	0A05024204
Date	May 6, 2024
Instrument	A05024204

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 9, 2017
Property Address	346 COOK AVE E, SAINT PAUL, MN 55130-3826
Document Number	0004661963
Instrument Date	May 25, 2017
Instrument	4661963
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FSA TITLE SERVICES LLC, FSA TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	346 COOK AVE E ST PAUL MN 551303826, ST PAUL, MN 55130-3826

Mortgage

Document Number	4661964
Date	Jun 9, 2017
Instrument	4661964

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,500 (+10.72%) Land $25,000 Building $212,500	$237,500 (+10.72%) Land $25,000 Building $212,500
2024	$3,156.00 (-4.07%)
2023	$3,290.00 Homeowner's exemption	$214,500 Land $20,000 Building $194,500	$214,500 Land $20,000 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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