Rensselaer County and Troy City property record for 346 Congress St, Troy, NY 12180
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6 bd · 2 ba · 4,476 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $68,000 (Apr 2003) |
| Tax Bill | $5,690 (2026) |
| APN | 381700 101.71-7-14 |
| Primary APN | 381700 101.71-7-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,476 sqft Gross Area |
| Upper Floors Area | 1,342 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Concrete |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1802310 |
|---|---|
| Street Address | 346 CONGRESS ST |
| City | TROY |
| State | NY |
| Zip | 12180-4369 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | MU2 |
| Legal Description | 3 STY BR BLDG 470-14/16 |
| Legal Block | 7 |
| Legal Lot Number | 14.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40702 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 CONGRESS ST, TROY, NY 12180-4369 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2003 · Amount on Record |
| Deed Sale | Apr 21, 2003 · Amount on Record |
| Deed Book / Page | 421 / 1212 |
| Prior Transfer Date | Sep 2, 2002 |
| Prior Transfer Doc | 0366000392 |
| Record Updated | Oct 29, 2026 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,690.00 (-22.07%) | ||
| 2025 | $7,301.00 (+3.12%) | $156,300 (-) Land $7,500 Building $148,800 | $267,600 (+19.84%) Land $12,841 Building $254,759 |
| 2023 | $156,300 (-) Land $7,500 Building $148,800 | $223,300 (+8.58%) Land $10,715 Building $212,585 | |
| 2022 | $7,080.00 | $156,300 Land $7,500 Building $148,800 | $205,658 Land $9,868 Building $195,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures