346 Cockle Shell Loop, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 346 Cockle Shell Loop, Apollo Beach, FL 33572 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	2,926 sqft Heated Area
Lot Size	10,625 sqft (0.243 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2020)
Tax Bill	$9,158.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0542432046`
Alternative APN	`U33311995J000006000230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,926 sqft Heated Area
1st Floor	2,926 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2019
Architectural Style	Contemporary Style
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	10,625 sqft (0.243 acres)
Depth X Width	125 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	628 sqft Garage
Pool Type	Pool with Hot Tub/Spa Pool Type
Porch	Open Porch
Porch Area	294 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	0542432046
Street Address	346 COCKLE SHELL LOOP
City	APOLLO BEACH
State	FL
Zip	33572-3534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOUR ISLES PHASE 2A/2B/2C LOT 23 BLOCK 6
Legal Range	19E
Legal Township	31S
Legal Section	33
Legal Subdivision	HARBOUR ISLES PHASE 2A/2B/2C
Legal Block	6
Legal Lot Number	23
Jurisdiction	HILLSBOROUGH FL
Minor Civil Division	RUSKIN
Census Blockgroup	2
Census Block	2026
Census Tract	14119

Owner

Source: Hillsborough County records · APN 0542432046

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	346 COCKLE SHELL LOOP, APOLLO BEACH, FL 33572-3534
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	May 08, 2014 · Amount on Record
Deed Doc Number	2020291393
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 17, 2020
Property Address	346 COCKLE SHELL LOOP, APOLLO BEACH, FL 33572-3534
Document Number	0000291393
Instrument Date	Jul 09, 2020
Instrument	291393
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	346 COCKLE SHELL LOOP APOLLO BEACH FL 335723534, APOLLO BEACH, FL 33572-3534

Mortgage

Document Number	291394
Date	Jul 17, 2020
Instrument	291394

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,158.00 (+5.56%) Homeowner's exemption	$332,410 (+5.99%)	$492,441 (+4.3%) Land $109,969 Building $382,472
2023	$8,676.00 (+4.53%) Homeowner's exemption	$313,633 (+3%)	$472,141 (+1.93%) Land $109,969 Building $362,172
2022	$8,300.00 Homeowner's exemption	$304,498	$463,201 Land $85,531 Building $377,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 758 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.