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346 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 346 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,716 sqft · built 2004
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$199,900 (Aug 2020)
Tax Bill$2,798 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5040-0175-0100

Property Details

APN / Parcel Number

Primary APNR32-323-17-5040-0175-0100
Alternative APNs
  • 00238166
  • 238166

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,716 sqft Living Area
1st Floor Area1,716 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00238166
Street Address346 COBBLESTONE DR
CitySPRING HILL
StateFL
Zip34606-6335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 4 BLK 175 LOT 10
Legal Range17E
Legal Township23S
Legal Section34
Legal SubdivisionSPRING HILL UN 4
Legal Block175
Legal Lot Number10
Legal Unit4
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2017
Census Tract41402

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address346 COBBLESTONE DR, SPRING HILL, FL 34606-6335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2020 · Amount on Record
Deed SaleAug 4, 2020 · Amount on Record
Prior SaleAug 25, 2004 · Amount on Record
Deed Document Number2020047102
Deed Book / Page3871 / 640
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 4, 2020
Property Address346 COBBLESTONE DR, SPRING HILL, FL 34606-6335
Document Number0038710640
Book / Page3871 / 640
Map ReferenceMB 7 PG 87-95
Instrument DateJul 28, 2020
Instrument2020047102
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address346 COBBLESTONE DR, 346, SPRING HILL, FL 34606-6335

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 COBBLESTONE DR, SPRING HILL, FL 34606-6335

Mortgage

Document Number3871642
DateAug 4, 2020
Instrument3871/642
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,798.00 (+0.94%) Additional exemption filed$235,448 (+5.99%)$245,493 (+3.65%) Land $30,500 Building $214,993
2023$222,148 Land $15,927 Building $206,221
2022$2,772.00$236,845 Land $28,000 Building $208,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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