346 Circle Dr, Moberly, MO 65270 Property Records

Randolph County property record for 346 Circle Dr, Moberly, MO 65270

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,312 sqft · built 1970
Lot Size	4.97 acres (216,493 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2026 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`10-1.0-02.0-3.0-002-049.000`

Property Details

APN / Parcel Number

Primary APN	`10-1.0-02.0-3.0-002-049.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	216,493 sqft (4.97 acres)
Lot Dimensions	618 ft deep x 157 ft wide
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	346 CIRCLE DR
City	MOBERLY
State	MO
Zip	65270-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKRIDGE SUB...MOBERLY: LOTS 1 & 2, BLOCK 2; ALSO BEGIN AT SE CORNER SAID BLOCK 2, TH S 420(S)', TH W 350(S)', TH N 460(S)',
Legal Range	14W
Legal Township	53N
Legal Section	02
Legal Subdivision	OAKRIDGE SUB
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	RANDOLPH MO
Township / Civil Division	SOUTH SUGAR CREEK
Census Block Group	3
Census Block	3021
Census Tract	490400

Owner

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit CMRCEL T CO FAYETTE
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCIAL TRUST COMPANY
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL TRUST COMPANY
Sep 15, 2025	Warranty Deed, Transfer
Dec 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Sep 17, 2018	Deed of Trust, Mortgage COUNTY BANK
Sep 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025
Deed Sale	Sep 15, 2025
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20253264
Deed Book / Page	957 / 999
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000960/819
Date	Feb 17, 2026
Book Page	960/819
Instrument	20260464

Lender

Name	CMRCEL T CO FAYETTE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00959/2938
Date	Jan 21, 2026
Book Page	959/2938
Instrument	20260207

Lender

Name	COMMERCIAL TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00958/1812
Date	Nov 10, 2025
Book Page	958/1812
Instrument	20254093

Lender

Name	COMMERCIAL TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Sep 15, 2025
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Document Number	000957/999
Book / Page	957 / 999
Instrument Date	Sep 12, 2025
Instrument	20253264
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CIRCLE DR, MOBERLY, MO 65270-3230

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	925/2102
Date	Dec 17, 2020
Book Page	925/2102
Instrument	20204149

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000904/0000000062
Date	Sep 17, 2018
Book Page	0000000904/0000000062

Lender

Name	COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Sep 17, 2018
Property Address	346 CIRCLE DR, MOBERLY, MO 65270-3230
Document Number	904/60
Book / Page	904 / 60
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CIRCLE DR, MOBERLY, MO 65270-3230

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Municipality	Moberly City
Unified School District	Moberly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,700 (-) Land $4,478 Building $36,222	$214,230 (-) Land $23,570 Building $190,660
2025	$3,023.00 (+10.85%)	$40,700 (+8.68%) Land $4,478 Building $36,222	$214,230 (+8.69%) Land $23,570 Building $190,660
2024	$2,727.00 (+22.78%)
2023		$37,450 Land $3,895 Building $33,555	$197,110 Land $20,500 Building $176,610
2019	$2,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBERLY PWS serves 13,783 people · EPA ID MO2010533
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kingdom Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

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