346 Choate Ln, Oneida, TN 37841 Property Records

Scott County property record for 346 Choate Ln, Oneida, TN 37841

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1962
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jul 2021)
Tax Bill	$430 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076061 17302`

Property Details

APN / Parcel Number

Primary APN	`076061 17302`
Alternative APN	`061 17302`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	346 CHOATE LN
City	ONEIDA
State	TN
Zip	37841-6445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: B02
Jurisdiction	SCOTT TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	975200

Owner

346 Choate Ln is owned by an individual who bought it in July 2021.

Source: Scott County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4909, ONEIDA, TN 37841-4909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE
Jul 19, 2021	Warranty Deed, Transfer · Commercial Mortgage UNITED CUMBERLAND BANK
Nov 13, 2020	Warranty Deed, Transfer · Commercial Mortgage UNITED CUMBERLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	21001875
Deed Book / Page	36 / 521
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	346 CHOATE LN, ONEIDA, TN 37841-6445
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CHOATE LN, ONEIDA, TN 37841-6445

Mortgage

Document Number	0000000049/0000000335
Date	May 12, 2022
Book Page	0000000049/0000000335
Instrument	22001329

Lender

Name	ROYAL UNITED MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Jul 19, 2021
Property Address	346 CHOATE LN, ONEIDA, TN 37841-6445
Document Number	36/521
Book / Page	36 / 521
Instrument Date	Jun 22, 2021
Instrument	21001875
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4909, ONEIDA, TN 37841-4909

Mortgage

Document Number	0000000036/0000000525
Date	Jul 19, 2021
Book Page	0000000036/0000000525
Instrument	21001876

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Nov 13, 2020
Property Address	346 CHOATE LN, ONEIDA, TN 37841-6445
Document Number	000027/201
Book / Page	27 / 201
Instrument Date	Nov 3, 2020
Instrument	20002857
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 LITTON RD, ONEIDA, TN 37841-3242

Mortgage

Document Number	0000000027/0000000204
Date	Nov 13, 2020
Book Page	0000000027/0000000204
Instrument	20002858

Lender

Name	UNITED CUMBERLAND BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 346 Choate Ln was $430.

Source: Scott County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00	$26,850 Land $2,200 Building $24,650
2023		$26,850 Land $2,200 Building $24,650	$107,400 Land $8,800 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Choate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Choate Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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