346 Chestnut Mountain Dr, Rabun Gap, GA 30568 Property Records

Rabun County property record for 346 Chestnut Mountain Dr, Rabun Gap, GA 30568

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,585 sqft · built 1982
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Dec 2018)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048A-027`

Property Details

APN / Parcel Number

Primary APN	`048A-027`
Alternative APN	`8514`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,585 sqft Heated Area
1st Floor Area	1,645 sqft
Upper Floors Area	940 sqft
Basement Area	1,645 sqft
Finished Basement	1,645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Architectural Style	Rustic
Exterior Material	Wood Shingle
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	835 sqft
Deck Area	78 sqft
Patio Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8514
Street Address	346 CHESTNUT MOUNTAIN DR
City	RABUN GAP
State	GA
Zip	30568-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 5
Legal Subdivision	CHESTNUT MTN SUBD
Legal Tract	5
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	2
Census Block	2028
Census Tract	970103

Owner

Source: Rabun County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 CHESTNUT MOUNTAIN DR, RABUN GAP, GA 30568-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 12, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Dec 19, 2018	Grant Deed, Transfer · FHA Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Dec 28, 2011
Deed Document Number	20182062
Deed Book / Page	V45 / 92
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	346 CHESTNUT MOUNTAIN DR, RABUN GAP, GA 30568-2132
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CHESTNUT MOUNTAIN DR, RABUN GAP, GA 30568-2132

Mortgage

Document Number	000G490000000353
Date	Nov 30, 2021
Book Page	0000000G49/0000000353

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	346 CHESTNUT MOUNTAIN DR, RABUN GAP, GA 30568-2132
Document Number	000U460345
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CHESTNUT MOUNTAIN DR RABUN GAP GA 305682132, RABUN GAP, GA 30568-2132

Mortgage

Document Number	000U460345
Date	Nov 8, 2019
Book Page	000U46/000345

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RABUN GA
Recording Date	Dec 19, 2018
Property Address	346 CHESTNUT MOUNTAIN DR, RABUN GAP, GA 30568-2132
Document Number	000V450092
Book / Page	000V45 / 000092
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	346 CHESTNUT MOUNTAIN DR RABUN GAP GA 305682132, RABUN GAP, GA 30568-2132

Mortgage

Document Number	V450095
Date	Dec 19, 2018
Book Page	000V45/000095

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+0.91%)	$145,686 (+15.05%) Land $13,000 Building $132,686	$364,215 (+15.05%) Land $32,500 Building $331,715
2023	$2,317.00 (+5.13%)	$126,630 (+12.61%) Land $13,000 Building $113,630	$316,576 (+12.61%) Land $32,500 Building $284,076
2022	$2,204.00	$112,453 Land $13,000 Building $99,453	$281,133 Land $32,500 Building $248,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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