346 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 346 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,540 sqft · built 1880
Lot Size	0.075 acres (3,258 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2023)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:097 L:496 S:035`

Property Details

APN / Parcel Number

Primary APN	`B:097 L:496 S:035`
Alternative APN	`LYNN M:097 B:496 L:035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	2,436 sqft
Basement Area	462 sqft
Unfinished Basement	462 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,258 sqft (0.075 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	346 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	496
Legal Lot Number	35
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4005
Census Tract	206300

Owner

346 Chatham St is owned and occupied by an individual who acquired it in January 2024.

Source: Essex County and Lynn City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	346 CHATHAM ST, LYNN, MA 01902-2113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MICHAEL DIPLATZI
Dec 7, 2021	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Dec 7, 2021 · Amount on File
Deed Document Number	20231450
Deed Book / Page	41678 / 214
Last Transfer Date	Jan 25, 2024
Transfer Doc	041961-226
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 25, 2024
Property Address	346 CHATHAM ST, LYNN, MA 01902-2113
Document Number	041961-226
Book / Page	41961 / 226
Instrument Date	Jan 25, 2024
Instrument	20240125001640
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CHATHAM ST, LYNN, MA 01902-2113

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 25, 2023
Property Address	346 CHATHAM ST, LYNN, MA 01902-2113
Document Number	041678-214
Book / Page	41678 / 214
Instrument Date	Jul 25, 2023
Instrument	20230725001450
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	346 CHATHAM ST, LYNN, MA 01902-2113

Mortgage

Document Number	230725001460
Date	Jul 25, 2023
Instrument	230725001460

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	346 CHATHAM ST, LYNN, MA 01902-2113
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040785-9
Date	Mar 11, 2022
Book Page	40785/9
Instrument	20220311004180

Lender

Name	MICHAEL DIPLATZI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Dec 7, 2021
Property Address	346 CHATHAM ST, LYNN, MA 01902-2113
Document Number	040553-225
Book / Page	40553 / 225
Instrument Date	Nov 5, 2021
Instrument	20211207003090
Transaction Type	Foreclosure
Record Updated	Dec 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LYNNWAY APT 601, 601, LYNN, MA 01902-5109

Tax Assessment & Valuation

The 2025 property tax bill for 346 Chatham St was $5,267, up 3.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00 (+3.68%)	$508,400 (+5.39%) Land $182,100 Building $326,300	$623,865
2024	$5,080.00 (+20.61%)	$482,400 (+27.69%) Land $173,400 Building $309,000
2023	$4,212.00	$377,800 Land $169,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Chatham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 346 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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