346 Chaparral St, Salinas, CA 93906 Property Records

Monterey County property record for 346 Chaparral St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1950
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Sep 2019)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`003-432-010-000`

Property Details

APN / Parcel Number

Primary APN	`003-432-010-000`
Alternative APN	`003-432-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	H-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Area	255 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	003-432-010
Street Address	346 CHAPARRAL ST
City	SALINAS
State	CA
Zip	93906-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA LUCIA VILLAGE ADD LOT 10 BLK 2
Legal Subdivision	SANTA LUCIA VILLAGE ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2000
Census Tract	200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 30, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
May 2, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 2, 2019	Quit Claim Deed ATTORNEY ONLY
May 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	201943194
Prior Transfer Date	May 1, 2019
Prior Transfer Doc	0000017444
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322

Mortgage

Document Number	0000031367
Date	Apr 30, 2021
Instrument	2021031367

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 30, 2019
Property Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322
Document Number	0000043194
Map Reference	MB 5 PG 43
Instrument Date	Sep 24, 2019
Instrument	2019043194
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322

Mortgage

Document Number	0000043195
Date	Sep 30, 2019
Instrument	2019043195

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	May 2, 2019
Property Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322
Document Number	0000017443
Instrument Date	May 1, 2019
Instrument	17443
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	346 CHAPARRAL ST SALINAS CA 939063322, SALINAS, CA 93906-3322

May 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 2, 2019
Property Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322
Document Number	0000017444
Instrument Date	May 1, 2019
Instrument	17444
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	346 CHAPARRAL ST SALINAS CA 939063322, SALINAS, CA 93906-3322

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 2, 2019
Property Address	346 CHAPARRAL ST, SALINAS, CA 93906-3322
Document Number	0000017445
Instrument Date	May 1, 2019
Instrument	17445
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	346 CHAPARRAL ST SALINAS CA 939063322, SALINAS, CA 93906-3322

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,244 (+2%) Land $295,609 Building $189,635
2025	$5,877.00 (+13.13%) Homeowner's exemption	$475,730 (+4.04%) Land $289,813 Building $185,917
2023	$5,195.00 (+3.88%) Homeowner's exemption	$457,259 Land $278,560 Building $178,699
2022	$5,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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