346 Cassidy Ln, Elgin, IL 60124 Property Records

Kane County property record for 346 Cassidy Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,106 sqft · built 2006
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on File
Last Sale$388,500 (Apr 2006)
Tax Bill$13,157 (2025)
Deeds & MortgagesApr 2026 Sale
Jun 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-24-453-007

Property Details

APN / Parcel Number

Primary APN05-24-453-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,106 sqft Living Area
Basement Area1,562 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Garage Area455 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address346 CASSIDY LN
CityELGIN
StateIL
Zip60124-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1B LT 118
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number118
Legal Unit1B
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1013
Census Tract850711

Owner

346 Cassidy Ln is owned by a company that acquired it in April 2026.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address346 CASSIDY LN, ELGIN, IL 60124-3814
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 20, 2018Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Oct 18, 2019Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HOME MORTGAGE CORP
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2006 · Amount on File
Deed SaleApr 24, 2006 · Amount on File
Deed Document Number200643594
Last Transfer DateApr 11, 2026
Transfer Doc0000015342
Record UpdatedOct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateApr 16, 2026
Property Address346 CASSIDY LN, ELGIN, IL 60124-3814
Document Number0000015342
Instrument DateApr 11, 2026
Instrument202615342
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address346 CASSIDY LN, ELGIN, IL 60124-3814

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address346 CASSIDY LN, ELGIN, IL 60124-3814
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029236
DateJun 20, 2018
Instrument2018K029236
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 19, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address346 CASSIDY LN, ELGIN, IL 60124-3814
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyRESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049705
DateOct 18, 2019
Instrument2019K049705
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueNov 1, 2044
Interest
Rate TypeFixed Rate
Rate3.62%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address346 CASSIDY LN, ELGIN, IL 60124-3814
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054941
DateJul 19, 2021
Instrument2021K054941
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 346 Cassidy Ln was $13,157, down 7.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,157.00 (-7.16%) Homeowner's exemption$173,695 (+4.19%) Land $29,791 Building $143,904$521,294 (+4.19%) Land $89,409 Building $431,885
2024$14,171.00$166,705 Land $27,638 Building $139,067$500,315 Land $82,947 Building $417,368
2022$11,445.00 (+4.2%) Homeowner's exemption$127,431 (+7.78%) Land $21,357 Building $106,074$382,293 (+7.78%) Land $64,071 Building $318,222
2021$10,984.00 Homeowner's exemption$118,230 Land $20,633 Building $97,597$354,690 Land $61,899 Building $292,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 346 Cassidy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Cassidy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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