346 Brown Rd, Cave Springs, AR 72718 Property Records

Benton County property record for 346 Brown Rd, Cave Springs, AR 72718

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,700 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2022)
Tax Bill	$3,652 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-10206-000`

Property Details

APN / Parcel Number

Primary APN	`05-10206-000`
Alternative APNs	`35956.0` `35956`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,700 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,820 sqft
Upper Floors Area	880 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	1,026 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	576 sqft
Patio Area	152 sqft
Utility Building	704 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	346 BROWN RD
City	CAVE SPRINGS
State	AR
Zip	72718-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF THE SOUTHWEST QUARTER (SW 1/4) OF THE NORTHEAST QUARTER (NE 1/4) OF SECTION 12 TOWNSHIP 18 NORTH, RANGE 31 WEST, BENTON COUNTY, ARKANAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: FROM THE SOUTHEAST CORNER OF THE SW 1/4 OF THE NE 1/4 OF
Legal Range	31
Legal Township	18
Legal Section	12
Legal Subdivision	CAVE SPRINGS
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	2
Census Block	2030
Census Tract	21316

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Aug 21, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK
May 1, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Sep 27, 1996 · Amount on Record
Deed Document Number	202218252
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0000052104
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 21, 2022
Property Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482
Document Number	L202218252
Instrument Date	Mar 17, 2022
Instrument	L202218252
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 BROWN RD, 346, CAVE SPRINGS, AR 72718-9482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482

Mortgage

Document Number	L202218253
Date	Mar 21, 2022
Instrument	L202218253

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482
Document Number	0000053498
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	346 BROWN RD CAVE SPRINGS AR 727189482, CAVE SPRINGS, AR 72718-9482

Mortgage

Document Number	0000053498
Date	Aug 28, 2020
Instrument	53498

Lender

Name	FIRST SEC BK
Type	Bank
Address	SPRINGDALE, AR 72765-0249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 27, 2022

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482
Document Number	0000024585
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	346 BROWN RD CAVE SPRINGS AR 727189482, CAVE SPRINGS, AR 72718-9482

Mortgage

Document Number	0000024585
Date	May 4, 2020
Instrument	24585

Lender

Name	FIRST SEC BK
Type	Bank
Address	SPRINGDALE, AR 72765-0249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 3, 2023

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482
Document Number	0000M78014
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	346 BROWN RD CAVE SPRINGS AR 727189482, CAVE SPRINGS, AR 72718-9482

Mortgage

Document Number	0000M78014
Date	Apr 20, 2017
Instrument	M78014

Lender

Name	FIRST SEC BK
Type	Mortgage Company
Address	SPRINGDALE, AR 72765-0249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 19, 2020

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	346 BROWN RD, CAVE SPRINGS, AR 72718-9482
Document Number	0000M50917
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	346 BROWN RD CAVE SPRINGS AR 727189482, CAVE SPRINGS, AR 72718-9482

Mortgage

Document Number	0000M50917
Date	Mar 16, 2017
Instrument	M50917

Lender

Name	FIRST SEC BK
Type	Bank
Address	SPRINGDALE, AR 72765-0249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 15, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Cave Springs City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,652.00 (+4.88%)	$71,517 (-) Land $17,000 Building $54,517	$357,585 (-) Land $85,000 Building $272,585
2025	$3,482.00 (+10.26%) Homeowner's exemption	$71,517 (+38.81%) Land $17,000 Building $54,517
2024			$357,585 (+38.81%) Land $85,000 Building $272,585
2023	$3,158.00	$51,520 Land $4,000 Building $47,520	$257,600 Land $20,000 Building $237,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (2017–2025)
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 61% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE SPRINGS WATERWORKS serves 5,365 people · EPA ID AR0000043
Water Source	Purchased surface water from BENTONVILLE WATER UTILITIES
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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