346 Bess Dr, Clayton, NC 27520 Property Records

Johnston County property record for 346 Bess Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,852 sqft · built 2010
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Sep 2017)
Tax Bill	$2,094 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05H05033W`

Property Details

APN / Parcel Number

Primary APN	`05H05033W`
Alternative APN	`2000204340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000204340
Street Address	346 BESS DR
City	CLAYTON
State	NC
Zip	27520-4092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 65 WILLIAMS POINTE SEC 5 74/82
Legal Subdivision	WILLIAMS POINTE
Legal Lot Number	65
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1019
Census Tract	40906

Owner

346 Bess Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	346 BESS DR, CLAYTON, NC 27520-4092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Dec 3, 2019	Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 7, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Apr 7, 2017 · Amount on File
Deed Document Number	2017546435
Deed Book / Page	5035 / 863
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	346 BESS DR, CLAYTON, NC 27520-4092
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795960
Date	Feb 14, 2022
Book Page	6184/466
Instrument	2022795960

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	346 BESS DR, CLAYTON, NC 27520-4092
Document Number	0000641549
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 BESS DR CLAYTON NC 275204092, CLAYTON, NC 27520-4092

Mortgage

Document Number	0000641549
Date	Dec 31, 2019
Book Page	005498/000105
Instrument	641549

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Dec 30, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 29, 2017
Property Address	346 BESS DR, CLAYTON, NC 27520-4092
Document Number	0000546435
Book / Page	5035 / 0863
Map Reference	MB 74 PG 82
Instrument Date	Sep 29, 2017
Instrument	2017546435
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2191 VINSON RD, 2191, CLAYTON, NC 27527-9278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 BESS DR, CLAYTON, NC 27520-4092

Mortgage

Document Number	0000546436
Date	Sep 29, 2017
Instrument	2017546436

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 7, 2017
Property Address	346 BESS DR, CLAYTON, NC 27520-4092
Document Number	0000525689
Book / Page	004937 / 000437
Instrument Date	Mar 14, 2017
Instrument	525689
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$332.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2191 VINSON RD CLAYTON NC 275279278, CLAYTON, NC 27527-9278

Tax Assessment & Valuation

The 2026 property tax bill for 346 Bess Dr was $2,094.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,094.00	$335,040 Land $78,540 Building $256,500	$335,040 Land $78,540 Building $256,500
2023	$1,785.00	$212,560 Land $47,120 Building $165,440	$212,560 Land $47,120 Building $165,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Bess Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Bess Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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