Charleston County property record for 346 Bayview Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,519 sqft · built 2007 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,420,000 (May 2026) |
| Tax Bill | $6,148 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 517-06-00-044 |
| Primary APN | 517-06-00-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,519 sqft Living Area |
| Gross Area | 8,123 sqft |
| 1st Floor Area | 2,660 sqft |
| Upper Floors Area | 1,859 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 205 ft deep x 101 ft wide |
| Terrain | High |
| Pool Area | 192 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,606 sqft |
| Patio Area | 660 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 346 BAYVIEW DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BAY VIEW ACRES DESCRIPTION -LT 16 BLK J SITE NAME -COR HARBOR GATE DR |
| Legal Subdivision | BAY VIEW ACRES |
| Legal Block | J |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4607 |
346 Bayview Dr is owned and occupied by an individual who bought it in May 2026.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 BAYVIEW DR, MOUNT PLEASANT, SC 29464-3466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| May 6, 2020 | Deed of Trust, Mortgage TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Jun 12, 2013 · Amount on File |
| Deed Book / Page | 1390 / 753 |
| Prior Transfer Date | Mar 28, 2006 |
| Prior Transfer Doc | 00D5780770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 21, 2026 |
| Property Address | 346 BAYVIEW DR, MOUNT PLEASANT, SC 29464-3466 |
| Document Number | 1390000753 |
| Book / Page | 1390 / 753 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,278,054.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 BAYVIEW DR, MOUNT PLEASANT, SC 29464-3466 |
| Document Number | 1390000755, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 1390/755 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 346 BAYVIEW DR, MOUNT PLEASANT, SC 29464-3466 |
| Document Number | 0881/0194 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 346 BAYVIEW DR MOUNT PLEASANT SC 294643466, MOUNT PLEASANT, SC 29464-3466 |
| Document Number | 0881/0194 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 000881/000194 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 346 Bayview Dr was $6,148, up 13% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,148.00 (+13.04%) | $1,666,350 (+2,775%) Land $414,533 Building $1,251,817 | $3,053,400 Land $619,500 Building $2,433,900 |
| 2024 | $5,439.00 | $57,960 | |
| 2022 | $5,083.00 | $57,960 | $1,489,684 Land $370,584 Building $1,119,100 |
| 2020 | $1,489,684 Land $370,584 Building $1,119,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 346 Bayview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 131 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 174 condo units |
| Nearby Flood Claims | 92 (1989–2023) |
| Claims Outside the SFHA | 11 of 92 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Bayview Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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