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346 Ave O SW, Winter Haven, FL 33880 Property Records

Polk County property record for 346 Ave O SW, Winter Haven, FL 33880

Property Summary

Property TypeCommercial
Details3 bd · 2 ba · 1,416 sqft · built 1910
Lot Size0.318 acres (13,861 sqft)
OwnerIndividual Name on Record
Tax Bill$3,271 (2025)
Deeds & MortgagesSep 2025 Transfer
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN26-28-32-646500-000012

Property Details

APN / Parcel Number

Primary APN26-28-32-646500-000012
Alternative APNs
  • 322826646500000012
  • 22826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,416 sqft Gross Area
1st Floor Area1,104 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialOther
Construction TypeWood
Roof TypeShed Roof
Roof MaterialMetal
Lot Area13,861 sqft (0.318 acres)
View / LotCommercial
PorchEnclosed/Unfinished Porch
Porch Area1,056 sqft
Shed1 Shed

Location & Zoning

Street Address346 AVENUE O SW
CityWINTER HAVEN
StateFL
Zip33880-6405
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeXX
Legal DescriptionHOBBS & JENKINS SUB PB 3 PG 42 LOT 1 E 100 FT OF W 205 FT
Legal Range26E
Legal Township28S
Legal Section32
Legal SubdivisionHOBBS AND JENKINS SUBDIVISION
Legal Tract646500
Legal Block1
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1017
Census Tract13901

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address346 AVENUE O SW, WINTER HAVEN, FL 33880-6405
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 26, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 19, 2025
Transfer Doc0000229518
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 30, 2025
Property Address346 AVENUE O SW, WINTER HAVEN, FL 33880-6405
Document Number0000229518
Book / Page13718 / 1116
Map ReferenceMB 3 PG 42
Instrument DateJul 19, 2025
Instrument2025229518
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address101 HIGHBROOKE BLVD, OCOEE, FL 34761-3303

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 AVENUE O SW, WINTER HAVEN, FL 33880-6405

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 26, 2021
Property Address346 AVENUE O SW, WINTER HAVEN, FL 33880-6405
Document Number0000050031
Book / Page11598 / 517
Map ReferenceMB 3 PG 42
Instrument DateFeb 3, 2021
Instrument2021050031
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 AVENUE O SW, WINTER HAVEN, FL 33880-6405

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00 (-0.88%)$171,975 (-0.7%) Land $107,407 Building $64,568$171,975 (-0.7%) Land $107,407 Building $64,568
2024$3,300.00 (-1.08%)$173,183 (-0.04%) Land $107,407 Building $65,776$173,183 (-0.04%) Land $107,407 Building $65,776
2023$3,336.00 (+7.27%)$173,259 (+8.26%) Land $107,407 Building $65,852$173,259 (+8.26%) Land $107,407 Building $65,852
2022$3,110.00$160,033 Land $107,407 Building $52,626$160,033 Land $107,407 Building $52,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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