Chester County property record for 346 Arch St, Spring City, PA 19475
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,904 sqft · built 1900 |
| Lot Size | 0.257 acres (11,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2019) |
| Tax Bill | $471 (2026) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-4-31 |
| Primary APN | 14-4-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Basement Area | 1,080 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,204 sqft (0.257 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 346 ARCH ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1715 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT DWG & GAR |
| Legal Subdivision | YOST & FINKBINER FARM |
| Legal Lot Number | 46 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 301100 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 ARCH ST, SPRING CITY, PA 19475-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2019 | Grant Deed, Transfer · Conventional Mortgage NFM LNDG |
| Dec 12, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Prior Sale | Jul 8, 2013 · Amount on Record |
| Deed Document Number | 201911661664 |
| Deed Book / Page | 9912 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Apr 22, 2019 |
| Property Address | 346 ARCH ST, SPRING CITY, PA 19475-1715 |
| Document Number | 0099120408 |
| Book / Page | 009912 / 000408 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 11661664 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | TA TOWN AND COUNTRY LAND TRANSFER, TA TOWN & CNTRY LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 346 ARCH ST SPRING CITY PA 194751715, SPRING CITY, PA 19475-1715 |
| Document Number | 99120412 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 009912/000412 |
| Instrument | 11661665 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 346 ARCH ST, SPRING CITY, PA 19475-1715 |
| Document Number | 0096760427 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 346 ARCH ST SPRING CITY PA 194751715, SPRING CITY, PA 19475-1715 |
| Document Number | 0096760427 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 009676/000427 |
| Instrument | 11585364 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 1, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471.00 (-87.03%) | $105,910 (+18.43%) Land $34,520 Building $71,390 | $114,140 (-) Land $34,520 Building $79,620 |
| 2024 | $3,631.00 | $89,430 Land $34,520 Building $54,910 | |
| 1998 | $114,140 Land $34,520 Building $79,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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