346 Ada Ln, Clemmons, NC 27012 Property Records

Davidson County property record for 346 Ada Ln, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,317 sqft · built 2006
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$256,500 (Mar 2015)
Tax Bill	$2,514 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-016-B-000-0014`

Property Details

APN / Parcel Number

Primary APN	`03-016-B-000-0014`
Alternative APN	`9216872`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	5,317 sqft Total Area
1st Floor Area	1,883 sqft
Basement Area	1,416 sqft
Finished Basement	1,416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	224 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9216872
Street Address	346 ADA LN
City	CLEMMONS
State	NC
Zip	27012-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	PB42-100 L14 BK2174-2484 CURTIS FARMS
Legal Subdivision	CURTIS FARMS
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	3
Census Block	3000
Census Tract	60303

Owner

346 Ada Ln is owned and occupied by two individuals who bought it in March 2015.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	346 ADA LN, CLEMMONS, NC 27012-7384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF OAK RIDGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on File
Deed Sale	Mar 27, 2015 · Amount on File
Prior Sale	Jul 14, 2006 · Amount on File
Deed Document Number	20155689
Deed Book / Page	2174 / 2484
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	346 ADA LN, CLEMMONS, NC 27012-7384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024490660
Date	Dec 29, 2020
Book Page	2449/660
Instrument	2020000028805

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	346 ADA LN, CLEMMONS, NC 27012-7384
Document Number	0023270726
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 ADA LN CLEMMONS NC 270127384, CLEMMONS, NC 27012-7384

Mortgage

Document Number	0023270726
Date	Aug 21, 2018
Book Page	002327/000726
Instrument	17134

Lender

Name	BANK OF OAK RIDGE
Type	Bank
Address	SUMMERFIELD, NC 27358

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 346 Ada Ln was $2,514, up 5.3% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,514.00 (+5.28%)	$378,910 (-)	$378,910 (-) Land $43,000 Building $335,910
2025	$2,388.00	$378,910	$378,910 Land $43,000 Building $335,910
2023	$2,425.00	$378,910	$378,910 Land $43,000 Building $335,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Ada Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Ada Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ada Ln

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