Sacramento County property record for 346 5th St, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,990 sqft · built 1890 |
| Lot Size | 0.14 acres (6,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Aug 2020) |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0212-014-0000 |
| Primary APN | 150-0212-014-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,990 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| 2nd Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,090 sqft (0.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 346 5TH ST |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DMU |
| Legal Description | LOT 9 BLK 17 GALT & LOT 10 BLK 17 GALT EXCEPT N38 FT OF LOT 10 |
| Legal Subdivision | GALT |
| Legal Block | 17 |
| Legal Lot Number | 9,10 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 9504 |
Source: Sacramento County records · APN 150-0212-014-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 346 5TH ST, GALT, CA 95632-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2020 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Sep 03, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Deed Book / Page | 20200826 / 1611 |
| Prior Transfer Date | Apr 18, 2007 |
| Prior Transfer Doc | 0000000457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 346 5TH ST, GALT, CA 95632-1906 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 346 5TH ST, GALT, CA 95632-1906 |
| Document Number | 0000002007 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021091402007 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 346 5TH ST, GALT, CA 95632-1906 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 346 5TH ST, GALT, CA 95632-1906 |
| Document Number | 2021091402007 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021091402007 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 26, 2020 |
| Property Address | 346 5TH ST, GALT, CA 95632-1906 |
| Document Number | 2008261611 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2008261611 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 346 5TH ST GALT CA 956321906, GALT, CA 95632-1906 |
| Document Number | 2008261612 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2008261612 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 03, 2019 |
| Property Address | 346 5TH ST, GALT, CA 95632-1906 |
| Document Number | 1909031319 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 1909031319 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1113 VAUXHALL AVE GALT CA 956323179, GALT, CA 95632-3179 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $296,992 (+2%) Land $105,575 Building $191,417 | |
| 2025 | $3,347.00 (+4.46%) | $291,169 (+4.04%) Land $103,505 Building $187,664 |
| 2024 | $3,204.00 (+1.71%) | |
| 2023 | $3,150.00 (+4.2%) | $279,865 Land $99,487 Building $180,378 |
| 2022 | $3,023.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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