346 5th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 346 5th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,715 sqft · built 1948
Lot Size0.168 acres (7,330 sqft)
Owner2 Individual Names on Record
Tax Bill$2,632 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN169838-0000

Property Details

APN / Parcel Number

Primary APN169838-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,715 sqft Living Area
Gross Area3,130 sqft
1st Floor Area2,148 sqft
Upper Floors Area567 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,330 sqft (0.168 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area91 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address346 5TH ST
CityATLANTIC BEACH
StateFL
Zip32233-5346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description5-69 16-2S-29E ATLANTIC BEACH LOT 19 BLK 6
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH
Legal Block6
Legal Lot Number19
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1021
Census Tract13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address346 5TH ST, ATLANTIC BEACH, FL 32233-5346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
121 FINANCIAL CU
May 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
121 FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address346 5TH ST, ATLANTIC BEACH, FL 32233-5346
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 5TH ST, ATLANTIC BEACH, FL 32233-5346

Mortgage

Document Number0198091925
DateJul 13, 2021
Book Page19809/1925
Instrument2021177235
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address346 5TH ST, ATLANTIC BEACH, FL 32233-5346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183842342
DateMay 11, 2018
Book Page18384/2342
Instrument2018113169
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueJun 1, 2030

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,523 (+2.7%)$1,024,249 (+0.86%) Land $754,642 Building $269,607
2025$2,632.00 (+4.82%) Homeowner's exemption$194,278 (+8.09%)$1,015,560 (+20.63%) Land $750,000 Building $265,560
2024$2,511.00 (+3.25%)
2023$2,432.00 (+8.86%) Homeowner's exemption$179,738 (+3%)$841,887 (+5.53%) Land $625,000 Building $216,887
2022$2,234.00 Homeowner's exemption$174,503$797,774 Land $610,000 Building $187,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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