346 4th St, Elyria, OH 44035 Property Records

Lorain County property record for 346 4th St, Elyria, OH 44035 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage1,176 sqft Living Area
Lot Size5,227 sqft (0.12 acres)
GarageDetached, 520 sqft
OccupancyOwner Occupied
Tax Bill$1,523.00 (2024)

Owner

Source: Lorain County records · APN 06-26-046-000-007

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address346 4TH ST, ELYRIA, OH 44035-5704
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING LLC
Sep 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
Sep 05, 2017Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN MIDWEST MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2017
Deed SaleSep 05, 2017
Prior SaleSep 05, 2017
Deed Doc Number2017643140
Prior Transfer DateJul 20, 2006
Prior Transfer Doc0000157107
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address346 4TH ST, ELYRIA, OH 44035-5704
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 4TH ST, ELYRIA, OH 44035-5704

Mortgage

Document Number0000078994
DateDec 16, 2025
Instrument2025-0078994
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJan 02, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address346 4TH ST, ELYRIA, OH 44035-5704
Transaction TypeMortgage
Record UpdatedNov 04, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 4TH ST, ELYRIA, OH 44035-5704

Mortgage

Document Number20200779478
DateSep 21, 2020
Instrument2020-0779478
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueOct 01, 2047

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateSep 05, 2017
Property Address346 4TH ST, ELYRIA, OH 44035-5704
Document Number0000643137
Map ReferencePB 3 PG 14
Instrument DateSep 05, 2017
Instrument2017-0643137
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 4TH ST, ELYRIA, OH 44035-5704

Mortgage

Document Number0000643138
DateSep 05, 2017
Instrument2017-0643138
Lender
NameAMERICAN MIDWEST MORTGAGE CO
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,516.00 (-0.46%) Homeowner's exemption$32,190 (-0.01%) Land $4,990 Building $27,200$91,980 (-) Land $14,260 Building $77,720
2024$1,523.00 (+59.81%)$32,193 (+83.96%) Land $4,991 Building $27,202$91,980 (+83.96%) Land $14,260 Building $77,720
2023$953.00 (+0.32%)$17,500 (-) Land $2,891 Building $14,609$50,000 (-) Land $8,260 Building $41,740
2022$950.00$17,500 Land $2,890 Building $14,610
2021$50,000 Land $8,260 Building $41,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Elyria Downtown-West Avenue Historic District
listed 2001 · 125 contributing resources · NRIS 00001663

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN06-26-046-000-007

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,176 sqft Living Area
1st Floor601 sqft 1st Floor
Basement Area575 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleColonial Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Lot Area5,227 sqft (0.12 acres)
Depth X Width165 ft x 31 ft Depth x Width
Garage TypeDetached Garage
Garage Area520 sqft Garage
Patio Area48 sqft Patio
Porch Area168 sqft Porch
Canopy Area48 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address346 4TH ST
CityELYRIA
StateOH
Zip44035-5704
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHEMAN ELY 31 X 165
Legal SubdivisionHEMAN ELY
Legal Tract26
Legal Lot NumberPT350
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1003
Census Tract97600

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