346 2nd Ave, Clear Lake, WI 54005 Property Records

Polk County property record for 346 2nd Ave, Clear Lake, WI 54005

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Sep 2021)
Tax Bill	$3,167 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113-00066-0000`

Property Details

APN / Parcel Number

Primary APN	`113-00066-0000`

Exterior

Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Street Address	346 2ND AVE
City	CLEAR LAKE
State	WI
Zip	54005-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, SELY 25' LOT 2 BLK 10 ORIGINAL PLAT
Legal Block	10
Legal Lot Number	3,2
Jurisdiction	POLK WI
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3037
Census Tract	961100

Owner

346 2nd Ave is owned and occupied by an individual who bought it in September 2021.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	346 2ND AVE, CLEAR LAKE, WI 54005-8598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Deed Document Number	900649
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 1, 2021
Property Address	346 2ND AVE, CLEAR LAKE, WI 54005-8598
Document Number	0000900649
Instrument Date	Aug 27, 2021
Instrument	900649
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900650
Date	Sep 1, 2021
Instrument	900650

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 346 2nd Ave was $3,167.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Clear Lake Village
Unified School District	Clear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,167.00	$161,300 Land $12,900 Building $148,400	$231,600 Land $18,522 Building $213,078
2023	$3,048.00 (+0.96%)	$161,300 (-) Land $12,900 Building $148,400	$232,300 (+21.5%)
2022	$3,019.00	$161,300 Land $12,900 Building $148,400	$191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE WATERWORKS serves 1,061 people · EPA ID WI6490335
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextGen Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20