3459 Ridgewood Dr, Morganton, NC 28655 Property Records

Burke County property record for 3459 Ridgewood Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1987
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2024)
Tax Bill	$1,568 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2712953444`

Property Details

APN / Parcel Number

Primary APN	`2712953444`
Alternative APN	`40525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	972 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	128 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	3459 RIDGEWOOD DR
City	MORGANTON
State	NC
Zip	28655-8991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3459 RIDGEWOOD DR MORGANTON, NC 28655
Legal Subdivision	RIDGEWOOD SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2037
Census Tract	21201

Owner

3459 Ridgewood Dr is owned and occupied by an individual who bought it in June 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 28, 2024	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Jun 6, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 21, 2018	Special Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 16, 2018	Warranty Deed, Foreclosure ATTORNEY ONLY
Sep 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2024 · Amount on File
Deed Sale	Jun 6, 2024 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	20244934
Deed Book / Page	2748 / 11
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jun 16, 2026
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Document Number	0026005505
Book / Page	2879 / 156
Instrument Date	Jun 11, 2026
Instrument	202626005505
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Investor	Possibly a Property Investor

Mortgage

Document Number	0026005505,
Date	Jun 16, 2026
Book Page	2879/156
Instrument	202626005505

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991

Mortgage

Document Number	0026220453
Date	May 11, 2022
Book Page	2622/453
Instrument	2022021014

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027350556
Date	Mar 28, 2024
Book Page	2735/556
Instrument	2024002524

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 6, 2024
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Document Number	0027480011
Book / Page	2748 / 11
Map Reference	MB 8 PG 123
Instrument Date	May 29, 2024
Instrument	2024004934
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 VANDERLYN ST, MONROE, NC 28112-9630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991

Mortgage

Document Number	2024004935
Date	Jun 6, 2024
Instrument	2024004935

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2039

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 21, 2018
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Document Number	0023760847
Book / Page	2376 / 0847
Map Reference	PL8 PG124
Instrument Date	Nov 19, 2018
Instrument	2017022251
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 BENNETT ROAD, MORGANTON, NC 28655

Mortgage

Document Number	2017022252
Date	Nov 21, 2018
Instrument	2017022252

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

May 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 16, 2018
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Document Number	0023470523
Book / Page	002347 / 000523
Instrument Date	Nov 15, 2017
Instrument	15961
Transaction Type	Foreclosure
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Sep 25, 2017
Property Address	3459 RIDGEWOOD DR, MORGANTON, NC 28655-8991
Document Number	0023120928
Book / Page	002312 / 000928
Instrument Date	Aug 22, 2017
Instrument	8614
Transaction Type	Foreclosure
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$229.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3459 RIDGEWOOD DR MORGANTON NC 286558991, MORGANTON, NC 28655-8991
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3459 Ridgewood Dr was $1,568, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,568.00 (+0.32%)	$224,653 (-) Land $23,730 Building $200,923	$224,653 (-) Land $23,730 Building $200,923
2025	$1,563.00	$224,653 Land $23,730 Building $200,923	$224,653 Land $23,730 Building $200,923
2023	$1,502.00	$223,936 Land $23,730 Building $200,206	$223,936 Land $23,730 Building $200,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3459 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3459 Ridgewood Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures