3459 Palms Rd, Casco, MI 48064 Property Records

St. Clair County property record for 3459 Palms Rd, Casco, MI 48064

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 933 sqft · built 1920
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on Record
Last Sale$217,000 (Feb 2025)
Tax Bill$1,309 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-12-800-0004-000

Property Details

APN / Parcel Number

Primary APN74-12-800-0004-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area933 sqft Living Area

Exterior

Year BuiltBuilt 1920
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions115 ft deep x 46 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74128000004000
Street Address3459 PALMS RD
CityCASCO
StateMI
Zip48064-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionS 20.73' OF LOT 35 & N 25.77' OF LOT 32 PLAT OF WINTERS SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG
Legal Range15E
Legal Township04N
Legal Section01
Legal SubdivisionPLAT OF WINTERS SUBDIVISION
Legal Lot Number32,35
Legal Unit35,32
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCASCO
Census Block Group2
Census Block2007
Census Tract651100

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address51695 SCHNOOR ST, NEW BALTIMORE, MI 48047-1132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 27, 2021Warranty Deed, Transfer · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2025 · Amount on Record
Deed SaleFeb 6, 2025 · Amount on Record
Prior SaleOct 27, 2021 · Amount on Record
Deed Document Number2025002103
Deed Book / Page5786 / 529
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3459 PALMS RD, CASCO, MI 48064-1517
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3459 PALMS RD, CASCO, MI 48064-1517

Mortgage

Document Number0005895838
DateFeb 6, 2026
Book Page5895/838
Instrument2026002563
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 27, 2021
Property Address3459 PALMS RD, CASCO, MI 48064-1517
Document Number5440383
Book / Page5440 / 383
Map ReferenceLB 17 PG 166
Instrument DateSep 29, 2021
Instrument2021030288
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyIBN TITLE, IB TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3459 PALMS RD, 3459, CASCO, MI 48064-1517

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21420 32 MILE RD, RAY, MI 48096-1317

Mortgage

Document Number2021030289
DateOct 27, 2021
Instrument2021030289
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionCasco Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,800 (+7.04%)
2024$1,309.00 (+6.42%)$121,600 (+7.04%)
2023$56,800
2022$1,230.00$113,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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