3458 Sublette St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3458 Sublette St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2021
Lot Size	0.181 acres (7,893 sqft)
Owner	Company Name on Record
Last Sale	$354,515 (Sep 2021)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T180500370`

Property Details

APN / Parcel Number

Primary APN	`T180500370`
Alternative APN	`5-116B-C570-00-2520.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Siding
Lot Area	7,893 sqft (0.181 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180500370
Street Address	3458 SUBLETTE ST
City	SAINT CHARLES
State	MO
Zip	63301-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #6-O LOT 2520
Legal Subdivision	NEW TOWN AT ST CHAS #6-O
Legal Lot Number	2520
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	3
Census Block	3001
Census Tract	310201

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer
Oct 24, 2023	Affidavit of Death of Joint Tenant, Transfer
Sep 15, 2021	Warranty Deed, Subdivision Related Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Nov 30, 2018	Grant Deed, Construction Loan · Construction Mortgage TRIAD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	202177440
Last Transfer Date	Oct 23, 2023
Transfer Doc	0000043898
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 24, 2023
Property Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418
Document Number	0000043899
Map Reference	MB 49 PG 303
Instrument Date	Oct 15, 2023
Instrument	2023R-043899
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Oct 24, 2023
Property Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418
Document Number	0000043898
Map Reference	MB 49 PG 303
Instrument Date	Oct 15, 2023
Instrument	2023R-043898
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 15, 2021
Property Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418
Document Number	0000077440
Map Reference	MB 49 PG 303
Instrument Date	Sep 15, 2021
Instrument	2021R-077440
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3333 RUE ROYALE ST STE 4, 3333, SAINT CHARLES, MO 63301-8237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2018
Property Address	3458 SUBLETTE ST, SAINT CHARLES, MO 63301-7418
Document Number	0070081901
Book / Page	007008 / 001901
Instrument Date	Nov 30, 2018
Instrument	671270
Transaction Type	Construction Loan
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237

Mortgage

Document Number	70081901
Date	Nov 30, 2018
Book Page	007008/001901
Instrument	671270

Lender

Name	TRIAD BK
Type	Bank
Address	10375 CLAYTON RD, ST LOUIS, MO 63131-2907

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$70,715 (+2.58%)	$372,182 (+2.58%) Land $80,000 Building $292,182
2023	$68,934
2022		$362,811 Land $60,000 Building $302,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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