3458 Central Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 3458 Central Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1961
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Sep 2026)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`499-363-17-00`

Property Details

APN / Parcel Number

Primary APN	`499-363-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3458 CENTRAL AVE
City	SPRING VALLEY
State	CA
Zip	91977-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 320 POR TR 2034
Legal Subdivision	LA MESA COUNTRY CLUB
Legal Tract	2034
Legal Block	2
Legal Lot Number	320
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13801

Owner

3458 Central Ave is owned and occupied by an individual who bought it in September 2026.

Source: San Diego County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH
Sep 29, 2026	Grant Deed, Transfer · VA Mortgage NEWREZ LLC
Apr 24, 2026	Affidavit of Death of Trustee, Transfer
May 2, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Apr 12, 2023	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Apr 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Deed Document Number	2026282778
Prior Transfer Date	Apr 5, 2023
Prior Transfer Doc	0000094740
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Document Number	0000282777
Instrument Date	Sep 15, 2026
Instrument	2026282777
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Document Number	0000282778
Instrument Date	Sep 10, 2026
Instrument	2026282778
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009

Mortgage

Document Number	0000282779,
Date	Sep 29, 2026
Instrument	2026282779

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Document Number	0000116124
Instrument Date	Apr 17, 2026
Instrument	2026116124
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2024
Property Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Document Number	0000110565
Map Reference	MAP 2034
Instrument Date	Apr 23, 2024
Instrument	2024-0110565
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009

Mortgage

Document Number	0000110566
Date	May 2, 2024
Instrument	2024-0110566

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	729 Months
Due	Feb 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	7.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009

Mortgage

Document Number	0000094741
Date	Apr 12, 2023
Instrument	2023-0094741

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	ALAMEDA, CA 94502

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	742 Months
Due	Feb 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	6.84%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.8%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2017
Property Address	3458 CENTRAL AVE, SPRING VALLEY, CA 91977-2009
Document Number	0000154041
Instrument Date	Mar 21, 2017
Instrument	154041
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3458 CENTRAL AVE SPRING VALLEY CA 919772009, SPRING VALLEY, CA 91977-2009

Tax Assessment & Valuation

The 2025 property tax bill for 3458 Central Ave was $1,620, up 7.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$83,586 (+2%) Land $16,696 Building $66,890
2025	$1,620.00 (+7.64%) Homeowner's exemption	$81,948 Land $16,369 Building $65,579
2024	$1,505.00 (+4.08%)
2023	$1,446.00 (+2.99%) Homeowner's exemption	$78,769 Land $15,735 Building $63,034
2022	$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3458 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3458 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures